Surgeries and Alternative Therapies Needed to Save Mixed Breed Dog

Vet Bill: $20,004

Liz F. adopted Job when he was two years old. As the owner of a dog daycare facility, Liz knows that dogs, even seemingly healthy ones, can have an unexpected accident or fall ill at any time – which is why she enrolled Job in an Embrace Pet Insurance policy.

Over the course of Job’s six years with Embrace, he has had a variety of issues that required veterinary care. From sand impaction to a stroke and lots of physical therapy, Embrace has had Liz and Job covered.

Liz has submitted claims to Embrace Pet Insurance every year that Job has been enrolled, for everything from ongoing prescription medications to surgeries (several that were more than $2,000), and ongoing physical rehabilitation and acupuncture for muscle atrophy and arthritis in his back.

“I really have Embrace to thank and I’m grateful that with them I can give Job the care that he deserves and that he needs to stay happy and healthy. I really encourage everyone to go out and get your pet Embraced,” Liz shared.

Job's Claim Refund

Claim Details Amount
Actual Vet Bill $20,004
Covered Charges $18,792
Annual Deductible -$2,100*
20% Co-pay-$3,338
Total Embrace Reimbursement  $13,354
*Job has a $300 annual deductible; claims took place over seven years.
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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.