Accidents & Illnesses

As cats age, they become more prone to expensive accidents and illnesses. Protect your cat now with an Embrace plan and never have to worry about how a costly veterinary procedure will affect your wallet.

Your Embrace cat insurance plan protects against diabetes, cancer, hyperthyroidism, costly ER visits, and a lot more.

Accident & Illness Coverage

Wellness Rewards (Optional)

All cats require regular yearly veterinary visits and routine care. Wellness Rewards helps you budget and pay for regular veterinary costs for your cat. We offer a $250, $450, or $650 annual allowance.

You can use it for check-ups, rabies vaccinations, microchipping, spay/neuter surgery, and other items not covered by insurance.

Wellness Rewards Details

Get Up to 90% Back

A personalized cat insurance policy mean getting your cat the best care out there. Trust that their well-being is in the best hands, from picking plan details to your first claim, let us show you how.

You'll enjoy dependable claims payments that you can take to the bank – literally. But don't take our word for it. Our policyholders say it best.

Pet Insurance Claim Stories

Embraced cats can visit any vet. Our pet insurance coverage for cats includes:

  • All illnesses & injuries
  • Vet-exam fees
  • Breed-specific conditions
  • Cancer treatment
  • Chronic conditions
  • Congenital conditions
  • Diagnostic testing & imaging
  • ER & specialist care
  • Surgery, hospitalization, & nursing care
  • Alternative therapies & rehabilitation
  • Prescription drugs (Optional in some states.)
  • Behavioral therapy
  • Prosthetic limbs, devices, & mobility aids
  • Dental illness up to $1,000/year (Available in most states.)
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Frequently Asked Cat Insurance Questions

Is my cat covered for life?

Yes. We will never drop your cat's insurance or reduce their health coverage based on age, health status, or claims you’ve filed. If you have a kitten, make sure that you’re protected against any unplanned vet visits with pet insurance for kittens.

Are vet exam fees covered?

Yes, but many pet insurance companies do not cover your vet’s exam fee. When a pet insurance company doesn’t cover the exam fee, it’s almost like paying an extra deductible on every claim you file.

How much coverage do I need?

Only you can decide how much insurance coverage your cat will need. We typically recommend getting the highest coverage that you can comfortably afford.

We’re Proud of Our High Ratings

Feline Health Insurance Claim Stories

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Claim

$5,648

Cat Swallows 3 Feet of Ribbon

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Claim

$4,061

Freak Accident Results in a Broken Leg

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Claim

$3,103

Chronic Gastrointestinal Disease

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Claim

$7,161

Vaccine-induced Fibrosarcoma

Insuring Your Rescue Cat or Kitten

  • Calendar icon for Deductible Type
    Insuring an Adopted Shelter Cat     
    There are a lot of unknowns when it comes to adopting a shelter or rescue cat. When you protect your cat with Embrace Pet Insurance you'll rest easy knowing an unexpected accident or illness won't break the bank.
  • Heart in Shield icon for What Is and Isn't Covered
    Insurance for Kittens
    Does it sometimes feel like your new kitten is constantly getting into things they shouldn't? Guarantee you're covered no matter what they do next. Protect your kitten with an Embrace Pet Insurance plan today.

Ready to protect your pet?

A Year in the Life of a Cat Insurance Policyholder

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