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Pet Insurance Buying Guide

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How Refunds Are Calculated

How can you ensure you’re getting the most back from your pet insurance plan? Learn how they handle their claim reimbursements! We’ll walk you through each reimbursement method and fill you in on which one gives the most back.

Learn About Refunds

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Finding the Best Pet Insurance

Every pet insurance plan has differences that have a big impact on coverage, personalization, exclusions, and more. We understand that it can be difficult to keep everything straight, so we’ve made a list of what to check out when comparing plans.

Learn How to Pick the Best Plan

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How does pet insurance work?

The goal of every pet insurance plan is the same: to ensure that you can get your pet the best care. But understanding how each plan works is crucial in comparing them. Embrace gives you the tools to become a pet insurance expert.

Become a Pet Insurance Expert

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How much does pet insurance cost?

Understanding what goes into the pricing of a pet insurance plan helps to create a reference for how much it costs. Here, we go in-depth about policy-specific and pet-specific factors that impact the cost of a policy.

Learn More about Pet Insurance Cost

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Is pet insurance worth it?

Would you be able to afford an emergency vet bill of $1,000 tomorrow? No pet is immune from unexpected accidents and illnesses, so no matter what stage of pet ownership you’re in, almost everyone can benefit from having a pet insurance policy.

Learn Why Pet Insurance is Worth It

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Pet Insurance Deductible Guide

The type of deductible that a pet insurance company offers makes a big difference in the quality of the plan and the size of the reimbursement. Embrace walks through each type of deductible and which one gives the most back at claim time.

Learn More about Deductibles

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Pet Insurance Dictionary

Let’s face it, insurance can be confusing. But it doesn’t have to be! Learn the lingo with our handy Pet Insurance Dictionary and you’ll be speaking our language in no time. When you understand the terms, you better understand the coverage.

Learn Pet Insurance Terms

Mind if we pay your vet bills?

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.