Four-legged sidekicks have a knack for digging up trouble. And in Texas, they don’t have to dig far to find it. Trouble can come from a crazy critter encounter, harsh weather, or another unfriendly pet surprise. We’ve wrangled a list of some of the most common claims from Texan pet parents:
Copperheads, coral snakes, cottonmouths (water moccasins), and rattlesnakes all call Texas home. Easily agitated and possessing deadly venom, they’re a surprise your curious pet doesn’t want to find while exploring in the backyard or on a backwoods hike.
Known to live in both urban and rural areas, wild coyotes can be predatory and territorial in nature. They often hunt early in the morning and late in the evening when it’s harder to spot them.
Kissing Bug, Mosquitos, and Poisonous Insects
You probably know the dangers of ticks and how mosquitos can cause heartworms in your pet. But in Texas, kissing bugs and spiders are just as dangerous, transmitting deadly diseases or causing life-threatening illnesses.
Maybe you’re accustomed to the spicy temperatures of Texas – even consider them temperate now – but the hot weather can cause your pet to overheat fast, leading to dehydration and heatstroke, especially in young, overweight, or elderly pets.
Hereditary & Genetic Conditions
It’s hard to imagine anything wrong with your perfect pet. Under the surface, though, they may be suffering from one of the hereditary and genetic conditions affecting both purebred and mixed breed cats and dogs – including Texas's most popular breed, the Golden Retriever.
No networks, no hassle. With Embrace Pet Insurance you can visit any general, specialist or emergency veterinarian in Texas, across the United States, or even around the globe. No matter what licensed vet you see, you’re covered.
Embrace Pet Insurance costs a fraction of that and can save you up to 90% on vet bills. Personalize a policy for your best bud (and budget) by picking your deductible, your annual maximum, and your reimbursement percentage. The cost of a pet insurance policy varies by breed, zip code, and a few additional factors. *Below are a few estimates to give you a better idea of what pet insurance might cost in Texas.
|Dog||Mixed Breed||1||$30-$40 per month|
|Dog||Golden Retriever||3||$35-$45 per month|
|Dog||Labrador Retriever||5||$45-$55 per month|
|Cat||Domestic Shorthair||3||$20-$25 per month|
Embrace’s comprehensive pet insurance covers accidents, injuries, illnesses, and a whole lot of ruff stuff. (We even cover exam fees!) Get stoked and dig into all the doggone details of our coverage.
Breed-Specific & Genetic Conditions
What’s Not Covered?
While no pet insurance covers pre-existing conditions – Embrace included – we do distinguish between curable and incurable pre-existing conditions and cover curable conditions after your pet is symptom- and treatment-free for 12 months.
We also do not cover cosmetic procedures (declawing, ear cropping, tail docking, etc.), breeding and whelping, DNA testing, or cloning.
For routine and preventative care, we offer a flexible Wellness Rewards plan, which is the purrfect complement to your insurance policy.
With Embrace, pet insurance is simple: Visit any vet, submit a claim, and we get to work reimbursing you. We make the claims process so easy your pet could practically do it. Just complete our claims form (a few, simple questions), grab an itemized invoice from your vet, and submit both digitally – because who has time to print and fax or snail mail? That’s all. You’re done! We even offer direct deposit so you can get reimbursed quicker.
*Estimates based on quotes by Embrace Pet Insurance