American Modern Insurance Group (AMIG) was formed in 1965 and is based in Cincinnati, Ohio. American Modern is part of an international insurance group that operates in all lines of business, primary and reinsurance, with more than 38,000 employees at over 50 locations throughout the world. A. M. Best Company rates American Modern A+ Superior, a distinction held by fewer than 10 percent of all property and casualty insurance companies in the country.
All states, with the exception of Florida, have policies underwritten by the subsidiary American Modern Home Insurance Company. Florida has policies underwritten by American Southern Home Insurance.