Compare Pet Insurance

We’ll help you compare pet insurance plans from Embrace and other companies so you can pick the coverage that’s best for your dog or cat.

Compare Pet Insurance Companies

Need more information? No difference is too small when it comes to choosing the best pet insurance company for your pet and your budget. Explore individual comparison charts to narrow down your top choice.

Compare Embrace to

Healthy Paws Pet Insurance Nationwide WholePet® Pets Best Trupanion
Plan Features
Waiting Periods 2 Days for Accidents 14 Days for Illnesses 15 Days for Accidents & Illnesses 14 Days for Illnesses 3 Days for Accidents 30 Days for Illnesses 5 Days for Accidents
Preventative Care Plan Per-item Limits
Coverage for Complementary Treatments* Included Costs Extra Costs Extra
Diagnostic Exam Fee Coverage Included Costs extra
Medical History Review Option
Behavioral Treatments Coverage Included
Diminishing Deductible
Preventable Condition Coverage Included
24/7 Pet Telehealth

Routine Care Comparison

Most of us spend over $200 at the vet for a wellness visit. See how Embrace can help, and compare our optional Wellness Rewards† to other routine care products.

black and white puppy


the first year




the first year


adult boxer dog


per year


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per year


Ready to protect your pet? Call (800) 779-1539

M-F: 9 am-8 pm ET - Sat: 10 am-5 pm ET

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24/7 Pet Health Line

Did your dog eat something you’re unsure of? Is your cat reluctant to use the litter box? The Pet Pros at PawSupport are available 24/7 – even on holidays – to offer guidance on all of your pet health-related questions.

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Healthy Pet Deductible

The Healthy Pet Deductible is the pet insurance industry's best diminishing deductible feature. For every year you don’t receive a claim reimbursement we’ll reduce your deductible by $50 the next year.

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Exam Fee Coverage

Many pet insurance companies don’t cover the cost of the exam fee – that’s like having to pay an extra deductible for every claim. Embrace covers the exam fee for all covered accidents and illnesses.

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Personalized Policies

Get the same great nose-to-tail accident and illness insurance no matter how you personalize it. Pick your annual maximum, annual deductible, and reimbursement percentage to fit your needs and budget.

Find the Best Pet Insurance Plan

We understand that you have options when it comes to picking the best pet insurance for your furry friend. That’s why we’ve put together some helpful information to consider in your research journey.

Pet Insurance Buying Guide

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We're Proud of Our High Ratings

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Still Have Questions? Take a look at our FAQs.

Is my pet covered for life?

Yes. We will never drop your pet or reduce their coverage based on age, health status, or claims you’ve filed. Once you’re signed up, we do not cancel coverage for anything other than non-payment of premium.

Are vet exam fees covered?

Yes. Sometimes just walking into the vet’s office can cost you upwards of $100. Many pet insurance companies do not cover your vet’s exam fee. When a pet insurance company doesn’t cover the exam fee, it’s almost like paying an extra deductible on every single claim you file.

How much coverage do I need?

Only you can decide how much coverage you need. We typically recommend getting the highest coverage that you can comfortably afford.

*Complementary treatments were previously called alternative therapies.