Pets have a knack for coasting into trouble. And in Florida, they don’t have to go far to find it. Trouble can come from a reptile encounter, harsh weather, or even a day at the beach. We’ve laid out a list of some of the most common claims and worries from our Floridian pet parents:
It's not surprising to us that one of the most common diagnoses among our Florida pets is allergies. With high temperatures and humidity in most areas of Florida, pollen is in the environment all year round, and when the summer rains begin, mold becomes a problem as well. Many Floridians have St. Augustine grass or Bermuda grass, both common allergens for pets. The veterinary costs to diagnose and treat allergies in pets can add up, especially if the allergies are ongoing.
These poisonous critters call Florida home, and small doses of venom can cause severe reactions in cats and dogs within minutes. These toads are active all year long, so what might be mistaken by your pet as an interesting chew toy, you could end up shelling out thousands of dollars to cover the emergency vet bills. One of our pet parents, Kay, had to learn about these poisonous toads the hard way:
The climate in Florida provides the perfect habitat for both indoor and outdoor plant varieties. But some vegetation, like the Sago Palm, can be deadly to our canine and feline family members, so make sure they’re not calling your backyard home.
Venomous Snake Bites
Three different species of rattlesnakes (pigmy, eastern diamondback, and timber rattlesnakes) are natives of Florida. Easily agitated and possessing deadly venom, they’re a slithery surprise your pal doesn’t want to find while exploring. Depending on the severity, we've seen vet bills ranging from hundreds to thousands of dollars from one single snake bite.
No networks, no hassle. With Embrace Pet Insurance you can visit any general, specialist or emergency veterinarian in Florida, across the United States, or even around the globe. No matter what licensed vet you see, you’re covered.
Personalize a policy for your best bud (and budget) by picking your deductible, your annual maximum, and your reimbursement percentage. The cost of a pet insurance policy varies by breed, Zip Code, and a few additional factors.
*Below are a few estimates to give you a better idea of what pet insurance might cost in Florida.
|Dog||Mixed Breed||1||$30-$40 per month|
|Dog||Golden Retriever||3||$35-$45 per month|
|Dog||Labrador Retriever||5||$45-$55 per month|
|Cat||Domestic Shorthair||3||$20-$25 per month|
Embrace’s comprehensive pet insurance covers accidents, injuries, illnesses, and a whole lot of ruff stuff. (We even cover exam fees!) Learn more about the details of our coverage here.
Breed-Specific & Genetic Conditions
What’s Not Covered?
While no pet insurance covers pre-existing conditions – Embrace included – we do distinguish between curable and incurable pre-existing conditions and cover curable conditions after your pet is symptom- and treatment-free for 12 months.
We also do not cover cosmetic procedures (declawing, ear cropping, tail docking, etc.), breeding and whelping, DNA testing, or cloning.
For routine and preventative care, we offer a flexible Wellness Rewards plan, which is the purrfect complement to your insurance policy.
With Embrace, pet insurance is simple: Visit any vet, submit a claim, and we get to work reimbursing you. We make the claims process so easy your pet could practically do it. Just complete our claims form (a few, simple questions), grab an itemized invoice from your vet, and submit both digitally – because who has time to print and fax or snail mail? That’s all. You’re done! We even offer direct deposit so you can get reimbursed quicker.
*Estimates based on quotes by Embrace Pet Insurance