Our pets have a knack for getting into trouble. And in New York, they don’t have to go far to find it. Danger can be found in passing cars, harsh weather, or a pizza slice stolen from your plate. We’ve hailed a list of some of the most common claims from pet parents in New York:
Bordetella Bronchispetica (aka Kennel Cough)
Visiting the dog park and sending your pup off to doggy daycare exposes them to a highly contagious respiratory disease called kennel cough. Many canine companions are vaccinated against it, but the risk of contracting it isn’t completely eliminated.
Pets are just like us, which means digestive difficulties can happen out of nowhere. Was it something they ate? Better question, what didn’t they eat? From vomiting to diarrhea, upset stomachs can often speak to major issues like parasites, inflammatory bowel disease, or a blocked intestinal tract.
In parts of New York, a backyard is a rare commodity, so walks are the way of the world. But when the weather heats up, it can be dangerous for your four-legged friends to be out and about with the risk of overheating, dehydration, heatstroke, and burned paws. On a sunny 90°F day, the sidewalk can reach up to 135°F!*
No networks, no hassle. With Embrace Pet Insurance you can visit any general, specialist or emergency veterinarian in New York, across the United States, or even around the globe. No matter what licensed vet you see, you’re covered.
Personalize a policy for your best bud (and budget) by picking your deductible, your annual maximum, and your reimbursement percentage. The cost of a pet insurance policy varies by breed, Zip Code, and a few additional factors.
**Below are a few estimates to give you a better idea of what pet insurance might cost in New York.
|Dog||Mixed Breed||1||$30-$40 per month|
|Dog||Golden Retriever||3||$35-$45 per month|
|Dog||Labrador Retriever||5||$45-$55 per month|
|Cat||Domestic Shorthair||3||$20-$25 per month|
Embrace’s comprehensive pet insurance covers accidents, injuries, illnesses, and a whole lot of ruff stuff. (We even cover exam fees!) Get stoked and dig into all the doggone details of our coverage.
Breed-Specific & Genetic Conditions
What’s Not Covered?
While no pet insurance covers pre-existing conditions – Embrace included – we do distinguish between curable and incurable pre-existing conditions and cover curable conditions after your pet is symptom- and treatment-free for 12 months.
We also do not cover cosmetic procedures (declawing, ear cropping, tail docking, etc.), breeding and whelping, DNA testing, or cloning.
For routine and preventative care, we offer a flexible Wellness Rewards plan, which is the purrfect complement to your insurance policy.
With Embrace, pet insurance is simple: Visit any vet, submit a claim, and we get to work reimbursing you.
We make the claims process so easy your pet could practically do it. Get an itemized invoice and the diagnosis from your vet. That's all you need when you submit your claim via your MyEmbrace Customer Account – because who has time to print and fax or snail mail? Voila. You’re done!
We even offer direct deposit so you can get reimbursed quicker.
*WHAS11 ***Estimates based on quotes by Embrace Pet Insurance