New York Pet Insurance

Embrace is a top-rated pet insurance for dogs and cats in New York 

Dog and Cat Insurance in New York

The Empire State is an idyllic place to live, and many of its residents own pets as cherished companions. From the iconic skyline of New York City to the charming towns of Upstate, New York is a pet lover's paradise. Whether you're chasing squirrels in Central Park with your four-legged friend or enjoying a leisurely stroll along Lake Erie, New York offers a wealth of opportunities for creating lasting memories with your furry family member. 

Home prices, gas prices, and food expenses are high in most areas of New York, but they are not the only costs to consider. Pet care costs have also seen increases as the price of keeping our beloved furry family members protected becomes more expensive. 

Facing the High Costs of Pet Care in New York 

According to our internal Embrace Pet Insurance data, we covered over 43,000 claims in New York in 2023 at an average cost of $465 per claim.  We find that New York pets experience a lot of Diarrhea, with normal costs for treatment averaging around $200 and going all the way up to over $2500! We also see a lot of coughs, with the average vet treatment costing over $250, but treatment can run over $4700 in New York. It’s no wonder why New Yorkers are turning to pet insurance coverage in increasing numbers to help cover these daunting expenses.  

Get a New York Pet Insurance Quote 

No matter where you live in New York, Embrace can provide you with a competitive quote for pet insurance. Just tell us a little bit of information about your dog or cat, and we’ll fetch a quote that meets your needs. 

It’s as easy as 1, 2, 3. Here’s how that works: 

  1. Share some information about your pet, including species, age, and breed. 

  2. Customize your policy by choosing annual reimbursement limits, deductibles, and percentages. 

  3. Choose optional coverage for prescription drugs and wellness care. 

You’ll get an instant quote that you can adjust based on your needs. We also provide discounts for military, annual payments, and multi-pet households. 


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What Makes Embrace the Best Pet Insurance in New York?

Pet owners know to expect the unexpected, and having a simple, comprehensive policy to protect your pet lets you enjoy play time to the fullest. 

From emergency and specialist care to diagnostic testing and surgery, Embrace Pet Insurance helps you provide the best quality of life for your pet and gives you peace of mind. 

Embrace Pet Insurance reimburses for: 

  • Emergency care, prescription drugs, diagnostic testing, complementary treatments, and more 

  • Some pre-existing conditions may be eligible for coverage, particularly curable conditions once they’ve been cured for 12 months 

  • Exam fee coverage for accidents and illnesses is also available 

What Makes New York Pet Insurance So Important?

We all know someone with horror stories about a pet eating a blanket or coming down with a sudden (and expensive) illness. Pet insurance means having the ability to get essential care without shelling out the full balance of the pet vet bill. 

Embrace Pet Insurance has been amazing. I was leery of getting pet insurance, but this was preferred by USAA. We didn't have much need for the insurance year one, but our Blue Heeler has had some complications this year. Filing claims is simple and streamlined and I get direct deposit reimbursement within a couple of days. I couldn't be happier and will keep this coverage on all of my pets. I highly recommend Embrace to anyone in the market for pet insurance! 

- Jamie from Frewsburg, NY 

Always friendly, caring and helpful. Claims processed fast! Hassle-free. Abby has been challenged with Nasal adenocarcinoma and Embrace has been great!

- Dara from NYC, NY 

I have had nothing but great experiences with Embrace. Very easy to submit claims and the process is quite quick for reimbursement. This is the 2nd policy I have had with Embrace and have not had a complaint yet. Professional, easy, quick, and a wide variety of polices.

- Tammy from Monroe, NY 

Are You Ready to Protect Your Pet in New York?

You’ve already taken a major step in protecting your pet’s health – researching pet insurance! 

Now that you’ve found the best pet insurance New York has to offer, the next step is choosing your plan. 

Embrace cat and dog insurance is the right choice for pet parents who want the most comprehensive coverage available. We believe that you shouldn’t have to compromise on your pet’s health. If an expensive treatment is needed, it should be within reach. 

Whether your pet needs an oncologist, a behavioralist, or laser therapy, it’s covered by Embrace.    

If your pet has a pre-existing condition, coverage is still available that simply excludes coverage for those preexisting conditions. In addition, while some insurance providers exclude all preexisting conditions, we take a closer look. Certain curable conditions can be covered once your pet has been symptom-free for 12 months. 

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Paw Support Included with Every Pet Insurance Plan in New York

Have you heard the news? Embrace now offers Paw Support, a 24/7 pet helpline to provide pet parents with expert guidance from veterinary experts. 

You can chat with a specialist online, via email, or by video and get all of your burning questions about any topic answered, including: 

  • Medical concerns 

  • Pet emergencies 

  • Symptoms 

  • Poisons and toxins 

  • Chronic conditions 

  • Lab results 

  • Vitamins and supplements 

  • Holistic care options

  • Behavioral issues 

  • Wellness care 

  • Diet 

  • Exercise 

FAQs About New York Dog and Cat Insurance

*Estimates based on quotes by Embrace Pet Insurance