Banfield Pet Insurance

Banfield has more than 800 pet hospitals across the United States located in PetSmart stores, and thousands of Banfield customers have Banfield Optimum Wellness Plans. But it's important to understand there is (currently) no such thing as Banfield pet insurance.

Once you understand the differences between a pet insurance policy and a Banfield wellness plan, you may want to compare pet insurance to find the best pet insurance company for you.


Select the pet insurance providers below to see how Embrace compares to other plans.

Plan featuresBanfield
Use Any Veterinary HospitalCheck IconX Icon
Reimburses for Accidents & IllnessesCheck IconX Icon
Reimburses for ER VisitsCheck IconX Icon
Includes Preventative CareOptional Wellness RewardsCheck Icon

How Pet Insurance Differs from Banfield Wellness Plans

Let's say your dog started vomiting at 3 am and you rushed him to a non-Banfield hospital. One of the first things your veterinarian might do is take X-rays to rule out an intestinal obstruction from swallowing something.

If it turns out that your dog did swallow something then a visit like this can easily cost $1,500 to $2,000. A pet insurance plan would reimburse you around 80% or 90% of the cost after your deductible. You can read a few of our sample claims stories to get a feel for how much modern veterinary treatments can cost, and how a personalized pet insurance policy with Embrace can help you pay for it.

A Banfield plan would not help you financially in this situation, and wouldn't reimburse you because the pet was not seen at a Banfield hospital.

Embrace Covers Routine Care Too

Some pet insurance plans offer additional wellness or routine care products. These are usually optional and purchased along with your pet insurance plan. Wellness products reimburse you for vaccinations, office visits, preventative care, and more.

Embrace Wellness Rewards offers flexible routine care reimbursement through an annual allowance that you can spend on things such as office visits, vaccinations, and lab tests. More importantly, unlike Banfield's wellness plan, with Embrace's Wellness Rewards you can use any licensed veterinarian.

Pairing Pet Insurance with your Banfield Wellness Plan

The good news is you can use pet insurance and your Banfield Optimum Wellness Plan together. If you already have a Banfield plan then you can purchase pet insurance along with it to cover unexpected, expensive things such as accidents, illnesses, and emergency visits.

If you already have pet insurance, you should feel comfortable knowing that a Banfield Optimum Wellness Plan will cover your pet's regular care (only at Banfield hospitals) and your pet insurance can be used anywhere, including your Banfield vet.

Do the Right Thing for Your Pet

No matter what you choose to do, help protect your pet with pet insurance for the unexpected and keep him healthy with a good wellness plan from Banfield, your pet insurance company, or your local veterinary hospital.

Information last updated October 2017