Savings Unleashed with Embrace Dog Insurance Plans
Get your four-legged companion the best vet care, and we can help cover the bill. Our affordable and comprehensive dog insurance plans pay you back up to 90% of your eligible vet expenses.
Our dog insurance plans offer up to 90% cash back on veterinarian visits, with exam fees for accidents and illnesses covered.
Veterinary care costs are rising — from everyday illnesses to unpredictable injuries, and without dog insurance, these expenses can strain your finances.
On average, vet costs can range from $410 to $5,000 or more to treat serious conditions and injuries.
At Embrace Pet Insurance, it’s our duty to make sure you don’t have to choose between saving money or saving your beloved pet. We offer nose-to-tail pet health insurance for dogs that covers things from common illnesses to unexpected accidents so you can select the best pet insurance plan for your pet’s needs and your finances.
Get your four-legged companion the best vet care, and we can help cover the bill. Our affordable and comprehensive dog insurance plans pay you back up to 90% of your eligible vet expenses.
Kylie experienced symptoms of bloat, a life-threatening condition. She went to the vet ER, where she received a swift diagnosis and underwent surgery, including a gastropexy, crucial to saving her life. Kylie remained hospitalized for several days before making a full recovery.
We’re pet parents like you, and so we know how important your dog is to the family. That’s why we offer comprehensive protection that covers breed-specific, congenital, and chronic conditions, and their associated costs, including
Embrace dog insurance plans include customizable annual limits, annual deductibles, and unlimited vet visits for your furry companion.
We believe in full transparency with our dog insurance, so we make our coverage as easy to understand as possible. For a complete list of what’s excluded,
Click here for coverage details.
Our dog insurance plans are customized to fit your pet’s needs and budget.
You choose your deductible. Selecting a higher deductible option allows you to pay less for your dog pet insurance.
Get up to 90% money back on your vet expenses. Your payment will be smaller if you pick a dog insurance plan with a lower reimbursement
Bigger dogs could mean bigger vet bills, so we recommend choosing an annual maximum based on your dog’s needs and size.
No head scratches or tail spinning are necessary for our dog insurance plans. We make it easy to provide your pet with the care they need while helping you get money back on eligible vet bills, delivering financial peace of mind during life’s unexpected moments.
Dog pet insurance from Embrace allows you to visit any licensed veterinarian or specialist in the country. Pay your vet directly and get a receipt.
Answer a few simple questions in the MyEmbrace portal or Embrace Pet Insurance mobile app. You can also email or fax us your claim information.
We leverage the power of AI for lightning-fast claims payouts. This means you get paid quickly for covered vet expenses by direct deposit or check.
Wellness Rewards is not a dog insurance policy, but rather a flexible pet wellness membership program that covers the cost of routine screenings and preventative care to ensure your dog or puppy lives a longer, healthier life. Without it, you may be paying out of pocket for pet wellness care, including vaccines, bloodwork, flea and tick medications, and more.
We partner with your favorite pet brands to give you special discounts on daily dog essentials, treats, toys, and more.
From their first bark to enjoying the golden years, Embrace offers customizable pet health insurance for dogs at every life stage.
Whether eating socks or getting into thorny bushes, puppies need a lot of vet care. Our dog insurance covers puppies as young as six weeks old to help ensure their shenanigans won’t break the bank.
Adult dogs are older and wiser, but they can still find trouble. Embrace dog pet insurance helps provide financial relief for any accidents or illnesses life might toss at your furry companion.
Our dog health insurance covers common ailments that affect older dogs, including chronic conditions and mobility issues. We welcome senior dogs up to 15 years old with an accident-only pet insurance plan.
Dog parents say the nicest things about Embrace. Check out honest reviews from real customers about our dog insurance plans.
Dog tested. Pet parent approved. Embrace provides coverage to more than 500,000 tail-wagging pets across the country. We pride ourselves on delivering peace of mind with straightforward dog insurance plans, lightning-fast claims payouts, 24/7 on-demand telehealth support, and Wellness Rewards for preventative care. We give dog parents what they really need:
Straightforward, easy-to-understand pet health insurance for dogs with no hidden surprises. With lightning-fast claims payouts, focus on your pet’s health without financial worries.
With Embrace dog health insurance, visit any vet or service provider in the U.S. with no limitations. Whether it’s a trip to the vet or an emergency service, your furry friend is covered.
Most pet insurance companies don’t cover exam fees — that’s like paying an extra deductible for every claim. We cover the exam fee for all covered accidents and illnesses.
Get pet advice at any time of the day with PawSupport. Our pet professionals are available 24/7 via online video or text to help educate and guide pet parents.
Don’t wait until an accident or illness happens. Discover why dog parents have come to know and trust Embrace to protect their puppies and dogs with comprehensive and straightforward dog pet insurance.
What does dog insurance cover?
Embrace Pet Insurance provides comprehensive and easy-to-understand pet health insurance for dogs. Dog insurance plans offer financial protection from unexpected accidents, illnesses, chronic conditions, and associated costs, including surgeries, hospitalizations, emergency and specialist care, diagnostic testing, prescription drugs, veterinary treatments, and more. Coverage can vary from pet insurer, so it’s best to research and compare pet insurance plans.
Note: Pet insurance typically does not cover pre-existing conditions, including coverage offered by Embrace.
Do I need dog pet insurance?
1 in 3 pets require emergency care every year. From common illnesses to catastrophic injuries, accidents and illnesses can happen at a moment’s notice and come at a high cost. Dog insurance helps alleviate the financial burden should your furry companion get sick or hurt. Embrace dog insurance plans offer up to 90% reimbursement on eligible veterinary costs, so you can get them the treatments and services they need to get better without financial worries.
How much does dog health insurance cost?
Pet-based and policy-based factors determine the cost of dog insurance. Pet-based factors include your dog’s breed, gender, age, and even where you live. Policy-based factors include the deductible, reimbursement percentage, and other variable elements of your policy that affect your costs. Pet insurance providers like Embrace allow you to personalize parts of your policy to get the best plan for your dog’s needs and budget. Learn more about our pricing options.
When is the best time to purchase dog health insurance?
Enrolling your dog in a pet insurance plan as early as possible is a good idea before pre-existing conditions develop or your dog needs veterinary care that could limit coverage.
Are there age restrictions with dog health insurance?
No, Embrace offers full accident and illness health insurance for dogs up to 15 years old and accident-only dog insurance plans for dogs over 15.
Does dog insurance cover pre-existing conditions?
Pet insurance typically doesn’t cover pre-existing conditions. This means any condition, injury, illness, or irregularity noticed by you or your veterinarian before your policy’s effective date is not eligible for reimbursement.
However, Embrace does distinguish between curable and incurable pre-existing conditions. For example, incurable pre-existing conditions include diabetes and allergies, whereas curable pre-existing conditions include ear infections and undiagnosed vomiting. Since these curable conditions may clear up, they could be covered moving forward if your dog goes 12 months symptom-free.
Is routine care covered?
Routine screenings and preventative care are not typically covered under dog insurance. However, Wellness Rewards is Embrace’s membership program that serves as a savings tool for routine screenings and preventative care treatments for your dog or puppy. It’s important to note that Wellness Rewards is not an insurance policy but is an optional add-on to our dog insurance plans that can be customized to fit your dog’s needs and budget.
Can I keep my veterinarian when I sign up for dog pet insurance?
Yes, absolutely! Embrace policyholders can visit any licensed veterinarian in the U.S. This includes specialists and emergency clinics because, as pet parents, we understand not all accidents and illnesses occur between 9 a.m. and 5 p.m.
What are the different types of dog insurance plans available?
At Embrace, we offer several types of dog insurance plans. These range from comprehensive coverage for accidents and illnesses to an accident-only policy.
What is an accident-only policy?
An accident-only policy covers unexpected accidents and injuries, not illnesses. Sometimes, the dog may have certain pre-existing conditions or be too old to receive coverage from a standard accident and illness policy. Learn more about Embrace’s accident-only insurance plan.
Can I change my dog insurance policy at any time?
You can add or reduce your dog pet insurance policy at any time. However, increasing coverage will require a new underwriting review.
Can I get dog insurance for my rescued dog without knowing their medical history?
Yes, Embrace allows you to insure an adopted or rescued dog without knowing its medical background. However, you must have a vet exam before your policy’s effective date to establish a medical history.