Accidents & Illnesses

As dogs age, they become more prone to expensive accidents and illnesses. Protect your dog now with an Embrace plan and never worry about how a costly veterinary procedure will affect your wallet.

Your Embrace dog insurance plan provides lifelong coverage for allergies, broken bones, genetic and hereditary conditions, costly ER visits, cancer, and a lot more.

Accident & Illness Coverage

Wellness Rewards (Optional)

All dogs require yearly veterinary visits and routine care. Wellness Rewards can be purchased in addition to Embrace's insurance coverage for dogs, and helps you budget for regular veterinary costs. We offer a $250, $450, or $650 annual allowance.

You can use it for check-ups, rabies vaccinations, microchipping, flea and tick medications, and other items not covered by standard dog insurance.

Wellness Rewards Details

Get Up to 90% Back

A personalized health insurance policy for your dog means getting the best care available. Their well-being is in the best hands with our supportive customer care team. From picking a dog insurance plan during the quote process to your first claim, let us show you how.

Whether it’s your first experience with pet insurance or not, we're here every step of the way. Plus dependable claims payments that you can take to the bank – literally.

Real Embrace Customer Stories

Embraced dogs can visit any vet. Our health insurance coverage for dogs includes:

  • All illnesses & injuries
  • Vet-exam fees
  • Breed-specific conditions
  • Cancer treatment
  • Chronic conditions
  • Congenital conditions
  • Diagnostic testing & imaging
  • ER & specialist care
  • Surgery, hospitalization, & nursing care
  • Alternative therapies & rehabilitation
  • Prescription drugs (Optional in some states.)
  • Behavioral therapy
  • Prosthetic limbs, devices, & mobility aids
  • Dental illness up to $1,000/year (Available in most states.)
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Frequently Asked Dog Insurance Questions

Is my dog covered for life?

Yes. We will never drop your dog's insurance or reduce their health coverage based on age, health status, or claims you’ve filed. If you have a puppy, make sure that you’re protected against any unplanned vet visits with pet insurance for puppies.

Are vet exam fees covered?

Yes. Sometimes just walking into the vet’s office can cost you upwards of $100.  Some dog insurance companies do not cover your vet’s exam fee. When a pet insurance company doesn’t cover the exam fee, it’s almost like paying an extra deductible on every single claim you file.

How much coverage do I need?

Only you can decide how much health insurance coverage your dog will need. We typically recommend getting the highest coverage that you can comfortably afford.

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Insurance Coverage for Shelter Dogs and Puppies

  • Calendar icon for Deductible Type
    Insuring a Rescue or Shelter Dog  
    There are a lot of unknowns when it comes to adopting a dog from a shelter or rescue. When you protect your dog with Embrace Pet Insurance you can rest easy knowing an unexpected accident or illness won't break the bank.
  • Heart in Shield icon for What Is and Isn't Covered
    Insurance for Puppies
    Having a new puppy is fun and exciting but puppies are known for mischief. Guarantee you're covered for whatever comes your way. Protect your new puppy with an Embrace Pet Insurance plan today.

Ready to protect your pet?

A Year in the Life of a Dog Insurance Policyholder