If you’ve ever seen a medical bill for a human surgery, you know how expensive they are before (and many times even after) insurance. Believe it or not, veterinarians often use the same equipment, medication, and techniques on pets – no wonder the vet bill is steep!
Embrace covers all parts of surgery including:
Vet & tech time
Medical waste fees
Prescriptions given by veterinary staff
We understand that deciding on surgery is tough. If finances are a concern, Embrace offers an optional pre-certification process so you know what’s covered beforehand. Pre-certification is never required, but is available to provide you peace of mind.
Root canals & crowns
Foreign body ingestions
Cranial cruciate ligament tears
Every pet insurance plan has exclusions, and Embrace is no different. Surgeries that are not covered include:
Cosmetic procedures (dew claw removal, tail docking, ear cropping)
Those related to pre-existing conditions
The Embrace Pet Insurance policy is for accidents, illnesses, and related procedures. Wellness† Rewards can be purchased in addition to the accident and illness policy and covers routine and preventative surgical procedures including:
Sometimes surgery is the only way to get pets back to full health. These pet parents were thankful to have Embrace Pet Insurance so they could accept their vet’s surgery recommendation no matter the cost.
*Prescription coverage is not automatically included in policies in NY & WA.