Pet insurance for surgery
Surgery is a scary word when your pet is hurt or sick, and the vet bills that follow are usually thousands of dollars. Embrace includes surgery coverage in our comprehensive medical insurance for pets at no extra cost.
What’s included in pet insurance surgery coverage
If you’ve ever seen a medical bill for a human surgery, you know how expensive they are before (and many times even after) insurance. Believe it or not, veterinarians often use the same equipment, medication, and techniques on pets – no wonder the vet bill is steep!
Embrace pet insurance for surgery covers the following:
Exam fees
Anesthesia
Vet & tech time
Overnight observation
Medical waste fees
Prescriptions given by veterinary staff
Follow-up care
Rehabilitation
Take-home prescriptions*
We understand that deciding on surgery is tough. If finances are a concern, Embrace offers an optional pre-certification process so you know what’s covered beforehand. Pre-certification is never required, but is available to provide you peace of mind.
Common surgical procedures
Whether a pet needs surgery because of a genetic condition, an emergency situation, or otherwise, Embrace has you covered with our comprehensive pet insurance. Common diagnoses that require surgery include:
Luxating patellas
Hip dysplasia
IVDD
Tumor removal
Cherry eye
Periodontal disease
Root canals & crowns
Teeth extractions
Foreign body ingestions
Cranial cruciate ligament tears
Bloat
Cataracts
Entropion
Pet surgical coverage exclusions
Every pet insurance plan has exclusions, and Embrace is no different. Surgeries that are not covered include:
Cosmetic procedures (dew claw removal, tail docking, ear cropping)
C-sections
Those related to pre-existing conditions
Routine and Preventative Procedures
The Embrace Pet Insurance policy is for accidents, illnesses, and related procedures. Wellness† Rewards can be purchased in addition to the accident and illness policy and covers routine and preventative surgical procedures including:
Spay/neuter
Gastropexy
Dental cleanings
Umbilical hernia
Surgery Claim Stories
Sometimes surgery is the only way to get pets back to full health. These pet parents were thankful to have Embrace Pet Insurance surgery coverage so they could accept their vet’s recommendation no matter the cost. Give us a call today and learn more about our insurance for dogs and our insurance for cats
Vet Bill: $6,989.99
Embrace Paid: $5,721.77
Vet Bill: $3,779.87
Embrace Paid: $2,783.18
Vet Bill: $2,443.97
Embrace Paid: $1,500.77
*Prescription coverage is not automatically included in policies in NY & WA.