
Wellness Rewards Terms of Service
Any unused amount of the annual maximum will not roll over and is non-refundable.
Your full Wellness Rewards maximum may be used immediately. Since it is not insurance, there is no deductible or co-payments. However, if you use more Rewards than you’ve paid into the program for membership dues and cancel early, we may collect any outstanding balance.
Wellness Rewards is a separate product from our accident and illness insurance policy. Therefore, Wellness Rewards claims do not count toward your insurance deductible.