Embrace vs. Pets Best

With pet insurance, the difference is in the details. That's why we've compiled a list of important comparison points between Embrace and Pets Best Pet Insurance, so you can decide for yourself.

Logo Pets Best Pet Insurance
Optional Routine Care Plan True True
Per-Item Limits
Coverage Levels
Diminishing Deductible True

Optional Routine Care Plan

Pets Best puts limits on how much they will reimburse you for per routine care items - making it hard to get your full benefit each year. Embrace's Wellness Rewards is an optional non-insurance product that can be purchased in addition to our accident & illness coverage to help pay for your pet's everyday veterinary, grooming, an training costs. You can spend an annual allowance of $250, $450, or $650 however you see fit.

Coverage Levels

Pets Best has multiple coverage levels, limiting your pet's coverage on the lower levels. On their Essential plan, exam fees and alternative therapies not covered. Embrace has one simple, yet comprehensive policy, so you never have to sacrifice coverage. Exam fees and alternative therapies are included, standard, on every policy.

Diminishing Deductible

Embrace is the only pet insurer to offer a diminishing deductible. With Embrace’s Healthy Pet Deductible, your pet's annual deductible automatically goes down by $50 each year you don't receive a claim reimbursement. This is included with every policy at no extra charge.

Information last updated July 2017. Pets Best is underwritten by Independence American Insurance Company and American Pet Insurance Company.