Embrace vs. ASPCA Pet Insurance

With pet insurance, the difference is in the details. That's why we've compiled a list of important comparison points between Embrace and ASPCA Pet Insurance, so you can decide for yourself.


Logo ASPCA Pet Health Insurance
Optional Routine Care Plan True True
Per-Item Limits
Diminishing Deductible True

Optional Routine Care Plan

ASPCA Pet Insurance puts limits on how much they will reimburse you per routine care items - making it hard to get your full benefit each year. Embrace's Wellness Rewards is an optional non-insurance product to help pay for your pet's everyday veterinary, grooming, and training costs. You can spend an annual allowance of $250, $450, or $650 however you see fit.

Diminishing Deductible

Embrace is the only pet insurer to offer a diminishing deductible. With Embrace’s Healthy Pet Deductible, your pet's annual deductible automatically goes down by $50 each year you don't receive a claim reimbursement. This is included with every policy at no extra charge.

Information last updated July 2017. ASPCA Pet Health Insurance is underwritten by United States Fire Insurance Company.