Mila the Husky Requires ER Care, Surgery, & Alternative Therapies

Vet Bill: $7,748.04



Veterinary technician Nici R. knew that pet insurance was a must-have when she brought home Mila, her 16-week-old bundle of joy. But she wasn’t prepared to use it just two months later. Nici shared Mila’s accident story with Embrace: 

“I got a message from a friend that there was a 16-week-old Husky named Mila that wasn’t fitting in at her home. I immediately fell in love and drove to get her that same night! The next week I got Embrace Pet Insurance for her as I know Huskies are prone to getting into things. I knew I wanted her covered in case anything were to happen!

Luckily I had Embrace because just two months later I got a call from my significant other that I never thought I’d get: Mila jumped out of the car window when he was rolling away from a stop sign (5 mph). I immediately told him to meet me at the veterinary hospital where I worked. The veterinarian said it was bad and that we needed to take her to the emergency room immediately. We drove to the emergency room right away where X-rays showed that she broke her pelvis in six different locations.

I was devastated. They were not sure they could repair her pelvis, so they ordered a CT scan. I told them to do what they needed to do because she has insurance. After a five-hour surgery, eight weeks of restricted activity, and twelve weeks of massage, laser, and hydrotherapy, she is fully recovered and back to her crazy puppy self. Thanks to Embrace, I didn’t have to say goodbye, instead I get to love her and spoil her each and every day for the rest of her life.”

Mila's Claim Refund

Claim Details Amount
Actual Vet Bill $7,748.04
Covered Charges $7,748.04
Annual Deductible -$500
20% Co-pay -$1,449.61
Total Embrace Reimbursement $5,798.43
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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.