It’s simple to get discounts on your accident and illness pet insurance policy. Answer the questions in the quoting process honestly and discounts are added automatically. Certain discounts can be “stacked,” meaning you could be eligible for more than one. Discounts can be stacked up to 25% in most states Please note that discounts are subject to change based on state approvals.
Embrace is the first and only pet insurance company to offer the Healthy Pet Deductible, a diminishing deductible feature included on every policy at no additional cost.
With the Healthy Pet Deductible, your pet’s annual deductible is automatically reduced by $50 each year you don’t receive an accident or illness claim reimbursement.
Let’s say your cat has a $200 annual deductible:
Once your pet’s annual deductible is decreased to $0, that’s as low as it can go. Your Healthy Pet Deductible credit is applied automatically when you’re eligible for reimbursement.
Once you receive an accident or illness claim reimbursement greater than your current Healthy Pet Deductible credit, the Healthy Pet Deductible credit resets to zero for your next policy year.
Please note: Healthy Pet Deductible applies only to accident and illness claims. Wellness Rewards† claims are handled separately and do not impact the Healthy Pet Deductible credit.
This is available for policies with two or more pets because the only thing better than more than one pet is saving money on your pet insurance policy. It’s added automatically so you don’t have to do a thing.
We appreciate the sacrifice military members have made and offer a discount to those who are actively serving or who are former members of the Air Force, Army, Marines, Navy, or Coast Guard. Proof of status is required after purchase.
Military discount is not available in FL, NY, & TN.
10% Employee Benefits Discount (Not available in FL, HI, ND, & RI; Discount is 5% in TN)
If your company offers Embrace Pet Insurance as a voluntary benefit, you may be eligible for a discount. Check with your HR manager to see if your company is partnered with Embrace. If you’re an employer looking for details, check out our Work Perks Employee Benefits program.
20% Veterinary Practice Discount (Not available in FL, HI, & ND; Discount is 10% in KY)
Veterinary practices that promote Embrace are eligible for a staff benefits discount. Interested in becoming a Preferred Practice? Check out our Preferred Partner program.
(Available in NY)
Available when paying with a bank account instead of a credit or debit card.
(Available in NY & RI)
For those who pay for the policy year in full instead of monthly.
Applies to pets who are spayed or neutered. If your pet is spayed or neutered after enrollment, this will be applied once you let us know the procedure has been done.