Accident-only pet insurance plan
Older pets and those with certain pre-existing conditions can benefit from Embrace's accident-only pet insurance coverage.
Frequently asked questions about accident-only dog & cat insurance
Which pets are best suited for pet accident-only insurance?
Accident-only coverage is a good fit for two kinds of pet owners: those whose pets are no longer eligible for a new full accident and illness policy due to age, and those whose pets have illness-related pre-existing conditions that would make full coverage less valuable. Either way, you can still protect your pet and your wallet against the unexpected.
What does accident-only pet insurance cover?
There are many things that qualify as accidents that Embrace covers including:
Bloat
Foreign body ingestion
Getting hit by a car
Poisoning
Cuts & lacerations
Broken Bones
Snake bites & insect stings
Eye injuries
What conditions are not covered by Embrace's accident-only plan?
Along with pre-existing conditions, the accident-only pet insurance plan does not cover:
Illnesses
Breed-specific & genetic conditions
Congenital conditions
Chronic conditions
Cancer
Dental Illness
Orthopedic conditions like CCL tears
How much does the accident-only plan reimburse?
An Embrace accident-only policy reimburses you up to $5,000 each year. There is a $100 deductible that you pay once per year, and then you're reimbursed 90% of your veterinary bills.