How Pet Insurance Works

  1. Take your pet to the vet.
    Print your personalized claim form before your appointment. Visit any vet, specialist, or emergency clinic. There are no networks.

  2. Complete the claim form & send it to Embrace.
    Have a staff member fill out your claim form and provide an itemized invoice. Submit the claim form and invoice by fax, e-mail, or direct upload to MyEmbrace.

  3. Get reimbursed.
    We'll process your claim and alert you when it's complete.

Nose-to-tail Accident & Illness Coverage

No matter how you personalize your policy, your pet will enjoy coverage for:

  • Breed-specific & genetic conditions
  • Congenital conditions
  • Chronic conditions
  • Cancer
  • Exam fees
  • Alternative therapies & rehabilitation
  • Behavioral therapy
  • ER & specialist care
  • Diagnostic testing
  • Hospitalization & surgery
  • Prosthetic limbs & devices including mobility aids
  • Dental illness up to $1,000/year (Currently available on new policies & renewals in AZ, DC, GA, IN, LA, ME, MN, MI, NC, OH, PA, TN, TX, & WI. Available 2/14/18 on new policies & renewals in AK, AL and 3/21/2018 in IA, KY, NM, UT.)