Dachshund/Chihuahua Mix with Diabetes and Cushing’s Disease

When Nell was diagnosed with several life-altering diseases within several months, her pet parents turned to Embrace for help.

Vet Bill: $17,945



Nell was a much loved 11-year-old Dachshund mix whose health started to suddenly deteriorate. She was taken to the vet immediately, where the unfortunate news began.

Nell's pet parent, Michele, tells us more:

"We have been happy Embrace Pet Insurance customers and we are so thankful we got Embrace when we did…within months of joining our Nell developed diabetes and, a few months later, Cushing’s disease.

Nell was known to everyone as having a loving heart, always wanting her belly rubbed, and she loved to take rides in the car. We were devastated when her health started to decline with these illnesses that cost thousands of dollars to diagnose and treat. Nell would need quarterly blood glucose tests, Cushing’s tests, needles, insulin, daily medication, prescription diabetes food, etc. (just to name a few), but luckily, Embrace was there to help with these costs. Nell also developed cataracts and eventually lost her vision. Embrace was there for us through this diagnosis as well, covering the eye exams, hospital exams, and medications.

Shortly after being diagnosed with cataracts, Nell’s health started to really deteriorate with many nights and weekends spent at the pet hospital trying to get her diabetes and Cushing’s elevated. Months later, Nell’s illnesses got the best of her. She developed pancreatitis and we were told that this illness would reduce her way of life even more. We decided, in Nell’s best interest, to send her over the Rainbow Bridge. If it weren’t for Embrace Pet Insurance, our little princess would not have had such a wonderful life or as much time with us as she did. All our family and friends miss her tremendously and so do we, but Nell will always have a place in our hearts. Thank you Embrace!"

Nell's Claim Refund

Claim Details Amount
Actual Vet Bill $17,945.14
Covered Charges $17,852.88
Annual Deductible -$1,500
30% Co-pay -$4,905.87
Total Embrace Reimbursement $11,447.01
Nell's annual deductible was $500. Her claims took place over 3 policy years.
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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.