Recurring Bacterial Infection Hospitalized Young Cat

Vet Bill: $11,289

Tabby cat sleeping on blanket

Christine G. adopted two kittens, Sugar and Spice, and insured them with Embrace Pet Insurance right away. Before Sugar's first birthday, she wasn't acting like herself, so Christine took her to the vet where they found she was running a very high fever.

Sugar's veterinarians didn't feel very optimistic about her high fever and the bacterial infection she was fighting. They didn't think she would make it -- but Christine knew that Embrace would cover the care that Sugar needed. After a few days in the hospital, Sugar's condition improved and she was able to go home.

After her initial illness, Sugar had two additional relapses of the same diagnosis. Thankfully, Embrace doesn't limit reimbursement per condition, so those veterinary bills were covered too. Sugar has been incident free for over a year, but Christine knows that if anything happens in the future, Embrace has their backs.

"We used Embrace Pet Insurance for all three incidents -- we wouldn't actually have been able to save Sugar if we didn't have insurance. Their staff is very knowledgeable about Sugar's situation and they were very courteous and compassionate whenever I had to call," said Christine.

Sugar’s Claim Refund

Claim Details Amount
Actual Vet Bill $11,289.00
Covered Charges $11,289.00
Annual Deductible $878.00
Copay $2,083.00
Total Embrace Reimbursement $8,328.00

Claims took place over three years. Sugar has a $300 annual deductible and a 20% copay.