Shih Tzu May Have Cancer

Sugar has an adrenal mass.

Vet Bill: $820

Sugar-Shih-Tzu

Background

Mary found Sugar through the Shih Tzu Rescue in Alabama in August 2008. Sugar was blind and so sweet, Mary couldn't help but bring her home. Mary already had several other dogs, so she knew pet insurance would help her care for all of them. A few years prior she signed up with another pet insurance provider, but admitted she knew little about pet insurance.

After several bad experiences, including difficulty with claims for a dog that died of cancer the year before she adopted Sugar, Mary decided it was time for a switch. She visited some review websites and was impressed by the positive remarks made about Embrace. At that point, she switched her dogs over to Embrace, including Sugar.

Mary decided to take Sugar to Purdue University Veterinary Teaching Hospital for an eye exam, but they determined that her blindness was irreversible. While there, the vets gave Sugar a full exam since Mary knew so little about her. An ultrasound uncovered an adrenal mass, but it was uncertain whether it was benign or malignant.

After a CT scan, the vets decided not to remove the mass. They monitor it every 2 months, and if it gets any bigger, they will remove it immediately because it could be cancerous. In fact, it may be the same form of cancer, pheochromocytoma, that Mary's previous dog died of.

Sugar's Claim Refund

Claim Details Amount
Actual Vet Bill $820.80
Covered Charges $820.80
Annual Deductible -$0.00
10% Co-pay -$82.02
Total Embrace Reimbursement $738.18
Sugar's annual deductible was met on a previous claim.
Mind if we pay your vet bills?

Copyright 2005-2018

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.