Labrador Mix Hit By Car

After sneaking out of the house, Snickers was hit by a passing car.

Vet Bill: $10,379

Snickers-Labrador Mix


When Snickers, a 3 year old Labrador mix, got out of the house in late November, luck was not on his side. He headed for a busy road where a passing driver was unable to avoid hitting him. Snickers was rushed to the local animal hospital and then referred to an emergency clinic. X-rays showed bruising and air around his lungs, a fractured radius and ulna on his left hind leg, and a fractured femoral head. Snickers was admitted to the hospital and, once his lung function and breathing improved, he underwent surgery to stabilize the radius/ulna fracture.

Snickers' pet parent, Teresa G., tells his story:

"Snickers got loose one November day and, instead of heading to the woods where he goes to do his business, he headed to a busy road. A couple had spotted him and stopped to bring him to safety. Due to an oncoming car, they had to wait before capturing him. Just as the car drove by them, Snickers jumped in front of the car giving the driver no time to stop. He was transported to a local vet who stabilized him for further transport to a 24/7 staffed hospital where he was assessed until he was well enough to undergo surgery.

Snickers is recovering well – range of motion is coming back and he is rebuilding muscle. His external fixator is coming off soon and then he can begin physical therapy."

Snickers' Claim Refund

Claim Details Amount
Actual Vet Bill $10,379.78
Covered Charges $10,379.78
Annual Deductible -$300.00
20% Co-pay -$2,015.95
Total Embrace Reimbursement $8,063.83
Mind if we pay your vet bills?

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.