Golden Retriever Hit By Car

Boomer was chased by a neighbor’s dog into the street and hit by a car. Luckily, Embrace was there to help cover the cost of the injuries.

Vet Bill: $8,527

Boomer - Golden Retriever


Boomer the Golden Retriever was faced with some serious injuries, including a luxating hip and de-gloving on his back leg, after being hit by a car. It would take surgery and extensive rehab to get Boomer back to health.

His pet parent, Jeffrey, tells us more:

"My neighbor’s dog was never collared, leashed, or fenced, and, one day, he snuck into our backyard. I let Boomer out and, as soon as he caught sight of the dog, they tore down the street. The other dog made it across…Boomer wasn’t so lucky. Who would have known the pet insurance policy that we purchased from Embrace just two weeks prior would pay off so soon?

Boomer presented with no broken bones and no internal bleeding (luckily!), but he did have a luxated hip, several deep lacerations, a de-gloved back hock, and intensive road burn. We quickly racked up thousands of dollars in surgeries and medical bills, but thanks to Embrace, we were able to say “yes” to all of the medical attention that Boomer needed without hesitation. Afterward, we were even able to continue physical therapy and pain management at a top-of-the-line animal rehab center.

Today, Boomer is a happy, active boy. It’s hard to tell that he was ever in an accident—all that remains is the advanced arthritis, which we manage with medication and regular maintenance check-ups. Embrace saved our family. They kept us whole. Because of our experience with Embrace, I am a huge believer in pet insurance and recommend it to everyone I meet. When you're going through the hardest time of your lives the way we were, you need someone on your team to help you get through it. And that's what Embrace was for us. They were like family."

Boomer's Claim Refund

Claim Details Amount
Actual Vet Bill $8,527.64
Annual Deductible -$500
20% Co-pay -$802.79
Total Embrace Reimbursement $7,224.85
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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.