Chihuahua Pet Insurance

With a pint-sized fur friend as cute as a Chihuahua, their protection is priority #1. That’s why we’re here. Consider yourself – or should we say your little one – covered, thanks to comprehensive pet insurance designed by real pet parents.

chiquita the chihuahua

Chiquita Shows How Mighty She Is

Chiquita, the gregarious Chihuahua, was just trying to make friends when she learned the hard way that a Blue Heeler did not play well with others.

Luckily her pet parent responded quickly and Embrace had her back throughout her scary emergency vet stay.

Vet Bill: $1,636

Embrace Reimbursed: $1,266

Catch the Tail

Why Get Pet Insurance for Your Chihuahua?

While many Chihuahuas live long, healthy lives, we’ll be frank: little Choo Choos can have issues. From general caretaking to medical problems, Chihuahuas can chew through your cashola – which is why pet insurance comes in handy. Insurance can cover the costs associated with health issues like the ones mentioned below.

Being the smallest dog breed, they often suffer from size-related issues, including breathing problems due to a collapsed tracheaoverfeeding and obesity, and injuries, especially when playing with bigger dogs.

And as a purebred dog, Chihuahuas are more susceptible to genetic health issues than mixed breed dogs. Luxating patellas, which is medical speak for the dislocation of the kneecap, are especially common. In severe cases, they may need to be corrected surgically.

Given the small size of their mouths, dental problems like tooth and gum disease are more frequent in the breed.

Chihuahuas can suffer from hydrocephalus, a result of a molera, a soft spot on their head. Typically these soft spots close throughout their first year as the skull develops. When they don’t, the situation can lead to hydrocephalus, a condition where spinal fluid builds up around their brain causing their head to swell. Plenty of Chihuahuas, and dogs in general, lead perfectly normal lives with hydrocephalus, but some experience seizures, bad coordination, and additional neurological symptoms.

Finally, Chihuahuas’ long lifespan means joint degeneration and age-related illnesses are more likely to develop. Having pet insurance for your  Chihuahua means you won’t have to decide if you can afford the care your pet needs to save their life! 

destino the Chihuahua

With Chihuahua Insurance You Can't Keep Destino Down

See how Embrace was there for Destino and his parents when an unlucky leap led to double luxating patella surgery.

Vet Bill: $3,580

Embrace Reimbursed: $2,465

Jump on the Details

Risk Factors and Costs for Common Chihuahua Health Issues

From luxating patellas to cryptorchidism, find out what to plan for when it comes to the most common Chihuahua health issues. Information based on Embrace claims data.

Condition Risk Profile Cost to Diagnose and Treat
Patellar Luxation High $1,500-$3,000
Portosystemic Shunts Medium $2,000-$6,000
Legg-Perthes Disease High $1,000-$3,000
Mitral Valve Disease Medium $500-$2,000
Corneal Dystrophy High $300-$3,000
Cryptorchidism High $200-$500

Average Cost to Insure Your Chihuahua

For comprehensive accident and illness coverage, the majority of our Chihuahua pet parents pay between $19 and $43 per month.*

Pet insurance may cost more or less depending on where you live, your pet’s age, and what policy parameters you choose.

Policies for Chihuahuas can cost more than those for mixed breed dogs because Chihuahuas are much more likely than mixed breed dogs to make claims for hereditary conditions that are expensive to treat.

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How Does Our Dog Insurance Work?

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Visit Any Vet

With no networks, you can take your pet to any licensed neighborhood or specialty vet, emergency room, or rehabilitation facility.

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Submit Your Claim

File a claim 24/7 through your personal MyEmbrace customer account in mere minutes with just your pet’s diagnosis and an itemized invoice from your vet.

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We Get to Work!

We'll keep you informed on your claim's status every step of the way. Plus, we offer direct deposit so you can get your reimbursement even quicker.

If it weren’t for Embrace Pet Insurance, our little princess [Nell, Chihuahua Mix] would not have had such a wonderful life.

MicheleNell’s Pet Parent
Chihuahua Dog Breed

Full Report on the Chihuahua’s Temperament and Personality

Chihuahuas are known for their boundless energy and playful nature. They're always on the lookout for new adventures, which can sometimes lead to them getting into mischief. Keeping a close eye on them is essential. 

Chihuahuas are sociable and friendly, but they also have a strong-willed and occasionally high-strung side. When they feel uncomfortable or threatened, they may resort to quick nips and defensive behavior.  

Effective and consistent training is crucial, although housebreaking them can be a bit of a challenge. The silver lining is that Chihuahuas are exceptionally intelligent and quick learners. You might notice they sometimes suffer from a bit of a "Napoleon complex," as they tend to underestimate their size and take on larger dogs and situations. 

More About Chihuahuas

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Where Did the Chihuahua Originate?

Chihuahua origins trace back to Mexico. In fact, the breed is a namesake for the Mexican State of Chihuahua it comes from. The breed was first recognized in the 19th century, but is believed to be a descendent of the Techichi, a similarly small dog that dates all the way back to the 9th century AD.

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What Are Chihuahuas Bred For?

Today, Chihuahuas are primarily bred for companionship. While they can’t haul you across the arctic on a sled, they can keep you warm, cozying up on your lap like it’s their personal throne.


How Big Do Chihuahuas Get?

Chihuahuas usually stand between five to nine inches tall at the shoulder and weigh between three to six pounds. Their compact size and undeniable cuteness make them ideal for small living spaces, such as city apartments. But watch out – they're known for being escape artists, easily slipping through the tiniest openings in fences and gates, and they can also be prone to obesity. 

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How Long Do Chihuahuas Live?

Healthy Chihuahuas typically have a lifespan of 14 to 16 years, with some living as long as 20 years. Regular exercise, a healthy diet, and routine healthcare will help ensure your little one lives long and strong.

*Insurance cost based on a policy for a 3-year-old male Chihuahua with a $10,000 annual maximum, $500 annual deductible, and 80% reimbursement rate.