Luxating Patella

Destino the Chihuahua mix has an unlucky jump.

Vet Bill: $3,580



Destino became suddenly lame after a jumping down from the couch one day. Afterwards he began to favor his left leg. His veterinarian performed a thorough exam and determined that Destino not only had a grade 3.5 out of 4 patellar luxation in his left knee but a grade 2 out of 4 patellar luxation in the right as well.

Surgical correction of Destino's left leg occurred first, then the right leg two years later. Destino is surely getting around much better after suffering from the genetic condition!

Destino's Claim Refund

Claim Details Amount in 2007 Amount in 2009
Actual Vet Bill $1,669.00 $1,911.60
Covered Charges $1,494.00 $1,825.60
Annual Deductible -$200.00 -$200.00
20% Co-pay -$129.40 -$325.12
Total Embrace Reimbursement $1,164.60 $1,300.48
Mind if we pay your vet bills?

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.