Tracheal Collapse

Mixed Breed Dog, Penny, needs tracheal stent.

Vet Bill: $4,000



Wendy adopted Biscuit, a long-haired chihuahua mix, when he was a new-born pup in 2006. After a bad experience with another insurance company, Wendy decided to insure Biscuit with Embrace in February 2008.

Wendy noticed Biscuit's odd, labored breathing around May 2009 and thought maybe it was just because he was excited. When his breathing worsened, Wendy took him to Michigan Veterinary Specialists in June and they diagnosed him with a collapsing trachea. Biscuit needed a tracheal stent. The procedure lasted a couple of hours, and afterwards Biscuit's breathing returned to normal. The vet advised that there would be some dry coughing as Biscuit got used to having the stent, but overall he has been a much happier dog since his surgery in October 2009.

Wendy says:

"I had heard nothing but good things about Embrace, and I couldn't be happier now. I don't have to worry when Biscuit gets sick, I just have to worry about making sure he gets better."

Biscuit's Claim Refund

Claim Details Amount
Actual Vet Bill $4,000.37
Covered Charges $3,835.09
Annual Deductible -$100.00
10% Co-pay -$373.50
Total Embrace Reimbursement $3,361.58