Embrace Pet Insurance covers genetic and congenital conditions for cats and dogs

Veterinary costs vary greatly by dog and cat breed.

For example, Labrador Retrievers are more prone to arthritis, hip dysplasia, and progressive retinal atrophy (PRA) than mixed breed dogs. And Himalayan and Bengal cats are more prone to having Feline Infectious Peritonitis (FIP).

Because we cover these hereditary conditions,Embrace Pet Insurance premiums are higher for pure bred cats and dogs than for mixed breed pets.

Coverage for genetic or congenital conditions is not offered in very many pet insurance products. If a pet insurer brags that they don't increase the premiums for different breeds, read the fine print carefully. That's because they don't cover the very conditions you are likely looking to cover.

While you can't predict when your pet is going to get sick or injured, you can protect yourself from expensive veterinary bills. Embrace Pet Insurance gives you the freedom to do what’s best for your pet without stressing over the cost. Easily personalize your coverage to fit your budget and your pet’s needs, then visit any vet for nose-to-tail coverage. Check out what the Embrace plan covers or compare pet insurance providers to learn more.

Mind if we pay your vet bills?

Copyright 2005-2018

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.