Claim Example: dental cleaning and extractions

After * Update 6/20/17 - Dental Rewards is no longer offered by Embrace Pet Insurance. Dental cleaning and illness are now reimbursed via Wellness Rewards.

To honor dental month, here is a claim example using the Embrace Pet Insurance Dental Rewards coverage.

The claim is for Hazel, a 7 year old Beagle living in Austin, TX who needed 11 simple and 4 complex tooth extractions along with her teeth cleaning.

DATE   ITEM BILLED AMOUNT
9/20/2010   Dental Cleaning $0.00
9/20/2010   Exam $0.00
9/20/2010   Diazepam Injection $0.00
9/20/2010   Ketaved Injection $0.00
9/20/2010   Diagnostic Profile $64.00
9/20/2010   Catheter & Fluids $35.00
9/20/2010   Dental Cleaning $96.00
9/20/2010   Anesthesia Time $155.25
9/20/2010   Dental Extraction $0.00
9/20/2010   Simple Dental Extraction  
9/20/2010   Grade A x 11 $55.00
9/20/2010   Complex Dental Extraction  
9/20/2010   Grade A x 2 $70.00
9/20/2010   Grade C x 2 $150.00
9/20/2010   OraVet $15.00
9/20/2010   Flocillin Injection $0.00
9/20/2010   Buprenorphine HCl Injection $22.00
9/20/2010   Tramadol x 10 $8.50
Total         $670.75

That's a lot of teeth removed.

Hazel's Dental Rewards coverage helped pay for the procedure by paying out $400 for the year and costing $28.95 a month ($347.40 a year). If she'd paid her premiums up front for the whole year, the coverage would have cost $399, saving her $101 for the surgery.

 

While you can't predict when your pet is going to get sick or injured, you can protect yourself from expensive veterinary bills. Embrace Pet Insurance gives you the freedom to do what’s best for your pet without stressing over the cost. Easily personalize your coverage to fit your budget and your pet’s needs, then visit any vet for nose-to-tail coverage. Check out what the Embrace plan covers or compare pet insurance providers to learn more.

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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.