Hip Dysplasia Managed with Alternative Therapies

Acupuncture, hydrotherapy, laser therapy, and more have been used to manage Marbles' hip dysplasia.

Vet Bill: $4,580

Marbles

Background

Seven-year-old Marbles was first diagnosed with hip dysplasia when he was under a year old. He now has it in both hips and his pet parents, Gene & Patty, use a variety of alternative therapies - including hydrotherapy, acupuncture, rehab, laser therapies, and chiropractic care - to manage it.

Patty shares more of Marbles' story:

"We lost our first lab, Snoopy, to pancreatic cancer. We had no insurance on him. Purchasing Embrace for Marbles as a puppy gave us the confidence that, no matter what the future held for him, he would be covered for all his health needs.

At just under a year old, Marbles was diagnosed with hip dysplasia. Now, at 7 years old, the hip dysplasia is in both of his hips. Also, as a result of him having to compensate for the discomfort he has in his hips, he now has pain in other areas of his body.

To keep his hips from getting worse, he has received regular sessions of acupuncture, chiropractic adjustments, and laser therapy. In addition, we have sought out pet rehabilitation centers, enabling Marbles to swim and participate in various exercises to keep him limber. Marbles also takes herbal supplements to help with his joints and maintain ease of mobility.

We are a Navy family which has required us to move many times. Finding a vet practice that is able to provide Marbles with the care he needs has been challenging at times. At no time did Embrace ever deny or question any of the many claims we have submitted.

We have received outstanding vet and rehabilitation care for Marbles in Virginia Beach, VA; Kenosha, WI; Grayslake, IL; and in Portsmouth, RI. We have the utmost gratitude for Embrace and we highly recommend them to anyone who asks us about Marbles."

Marbles' Claim Refund

Claim Details Amount
Actual Vet Bill $4,580.44
Covered Charges $4,568.42
Annual Deductible -$400.00
35% Co-pay -$1,328.97
Total Embrace Reimbursement $2,839.45
Marbles' annual deductible is $200. These claims took place over 2 policy years.
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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.