How much did you say hip dysplasia surgery cost for my dog?

Anywhere from $1,700 to $4,700 depending on the treatment and where you live

Here's an example of hip replacement surgery performed on Cowboy, a one year old Labrador in Santa Clarita, California, December 2007.

Total cost for the surgery is $4,661 - gulp!

 

ITEM BILLED AMOUNT
Examination 48.00
Operating Room Fee 175.00
Cardiac Monitor 45.00
Blood Pressure 45.00
Cefazolin 31.00
Torbutrol 45.00
Adequan 45.00
Pain Management Patch 64.62
Gas Anesthesia 60-120 375.00
Ortho Implants 1,250.00
Total Hip Replacement 1,750.00
Hospitalization Large Dog 285.00
Medication Bid 135.00
Injection Bid 1 120.00
Hazardous Waste Disposal 5.00
Cephalexin 30.00
Deramaxx 30.00
Synovi G3 Soft Chews #240 93.26
Synovi G3 Soft Chews #180 75.78
Tax 13.94
Acepromazine 30.00
4,691.60

 

There were some items not covered by the Cowboy's Embrace Pet Insurance policy. Heather (Cowboy's owner) did not select the Drugs and Dental Extension for example so the Cephalexin and Deramaxx were not covered (a total of $273 of drugs not covered - a good lesson to get the Drugs and Dental Extension) - but the total Embrace payout in this case was $3,534.90.

Heather sent us a note about what happened:

Cowboy is not only my dog but my best friend. When I got him, I wanted to do my best to care of the little guy so I decided to get pet insurance.

One day when I was having a play day with Cowboy at the park, another dog charged at him and collied right into Cowboys side. I knew right away that he was hurting because he let out a loud yipe and from that moment on was limping. The following day, I took him to the vet and figured that he was going to have a sprain or a minor injury. To my surprise, the doctor wanted to take an X-ray and then diagnosed Cowboy with hip dysplasia. How could this happen to me and my dog? I didn't even know what hip dysplasia was.

The treatment that the doctors thought would be best for Cowboy was to undergo surgery. Thanks to Embrace Pet Insurance, my dog is now happy and healthy. Without this company's support and help my dog never would have gotten better!

Cowboy is once again going to the dog park and taking evening walks with me! Its nice to know that when something so devastating can happen that there is an insurance company that truly cares. The staff at Embrace was always friendly, constantly asking how cowboys surgery went and how the healing process was going, and always answered any questions i might have had! Cowboy and I are so grateful and will always consider them Cowboy's guardian angel.

Thanks Heather! That's what we are here for.

Note that if your pet insurance does not cover hereditary conditions or breed specific illnesses, this hip dysplasia claim would not have been covered as hip dysplasia is genetic.

As you can tell, Embrace does cover hip dysplasia, luxating patellas, cherry eye, and all those other hereditary conditions as long as your pet doesn't have any signs of them when you sign up for your insurance.

If you have a larger dog such as a Golden Retriever, German Shepherd or Rottweiler, you probably want dog insurance that covers hip dysplasia - you'd expect it to be covered, wouldn't you?

While you can't predict when your pet is going to get sick or injured, you can protect yourself from expensive veterinary bills. Embrace Pet Insurance gives you the freedom to do what’s best for your pet without stressing over the cost. Easily personalize your coverage to fit your budget and your pet’s needs, then visit any vet for nose-to-tail coverage. Check out what the Embrace plan covers or compare pet insurance providers to learn more.

Mind if we pay your vet bills?

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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.