Nose-to-Tail Accident and Illness Coverage

Embrace offers one simple, yet comprehensive, plan that covers cats and dogs across the U.S. in the event of unexpected accidents & illnesses. Clients can personalize their policy by selecting the annual maximum, annual deductible, and reimbursement percentage that fits their budget and needs best.

Wellness Rewards for Routine Care

Along with exceptional accident and illness coverage, Embrace offers Wellness Rewards, our flexible wellness care plan that reimburses for routine veterinary expenses. Wellness Rewards reimburses for wellness exams, vaccinations, spay/neuter surgery, dental cleanings, and so much more. Clients with Wellness Rewards worry less and visit more, allowing you to practice the best preventative medicine.

Common Pet Insurance Questions

  • Q: How much does pet insurance cost?

    A: The cost of a pet insurance policy depends on several factors; zip code, breed, and age among them. While it’s not true in every situation, a higher-priced policy generally has better coverage. With Embrace, the average monthly price to insure a cat is $15-$25 and the average monthly cost to insure a dog ranges from $25-$50. Every Embrace accident and illness policy comes with the same nose-to-tail coverage that clients can personalize to fit their budget and needs by adjusting the annual deductible, annual maximum, and reimbursement percentage.
  • Q: How is Embrace different?

    A: When it comes to being a pet insurance expert, the difference is in the details. Embrace’s comprehensive accident and illness policy covers what you’d expect, without loopholes or “gotchas.” We cover exam fees, reimbursements are based on a direct percentage of the bill so clients get more back, and Embraced pet parents rave about our customer service. Embrace is the only company to offer the Healthy Pet Deductible, which automatically reduces a pet’s annual deductible by $50 each year they don’t receive a claim payment. Plus, we give the best veterinary staff discount in the industry and our dedicated Veterinary Outreach Team are here to help you along the way. Looking to compare Embrace to a specific company? Check out our side-by-side pet insurance comparison chart.
  • Q: Do you cover pre-existing conditions?

    A: No pet insurance company covers pre-existing conditions, but Embrace handles them a little differently. We distinguish between curable and incurable conditions, allowing us to provide your pet with as much coverage as possible. You can access a more detailed explanation on our What’s Not Covered page.
  • Q: How do I get started with pet insurance at my practice?

    A: Contact one of our Outreach Representatives today to schedule a webinar or in-person presentation on Embrace’s coverage. Reach us by phone at 800-340-3058 (M-F 8:30am-8pm ET, Sat 9am-1pm ET) or via e-mail at webinar@embracepetinsurance.com. View our Outreach Representative Directory to access your local representative today.

Can’t wait to get started? Download our "Pet Insurance 101: Introducing Pet Insurance to Clients" guide for helpful tips and tricks that make it easy to get your whole team recommending pet insurance in no time.