Cat owners with pet insurance spend 81% more at the vet (and 29% more on dogs) (NAPHIA)
1 in 3 pets claim in their first policy year (2019 Embrace claims data)
Americans spent $95.7 billion on pet care in 2019 (APPA)
60% of Americans have less than $1,000 in their savings account (Bankrate’s Financial Security Index 2019)
Embrace covers every unexpected accident and illness including all necessary treatment and follow-up (pre-existing conditions excluded).
Breed-specific & Genetic Conditions
Non-routine Exam Fees
Complementary Treatments* & Rehabilitation
Wellness Rewards+ is our optional preventative care plan that your clients can purchase in addition to their insurance policy. It works as a budgeting tool and covers routine veterinary, training, and grooming costs.
Visit the Wellness Rewards page for more information.
Your full Wellness Rewards allowance is available the day you sign up and reimburses for:
Grooming & nail trims
Flea, tick, & heartworm preventatives
Common Pet Insurance Questions
Q: How much does pet insurance cost?
A: The cost of a pet insurance policy depends on several factors; zip code, breed, and age among them. While it’s not true in every situation, a higher-priced policy generally has better coverage. With Embrace, the average monthly price to insure a cat is $15-$25 and the average monthly cost to insure a dog ranges from $25-$50. Every Embrace accident and illness policy comes with the same nose-to-tail coverage that clients can personalize to fit their budget and needs by adjusting the annual deductible, annual maximum, and reimbursement percentage.
Q: How is Embrace different?
A: When it comes to being a pet insurance expert, the difference is in the details. Embrace’s comprehensive accident and illness policy covers what you’d expect, without loopholes or “gotchas.” We cover exam fees, reimbursements are based on a direct percentage of the bill so clients get more back, and Embraced pet parents rave about our customer service. Embrace is the only company to offer the Healthy Pet Deductible, which automatically reduces a pet’s annual deductible by $50 each year they don’t receive a claim payment. Plus, we give the best veterinary staff discount in the industry and our dedicated Veterinary Outreach Team are here to help you along the way. Looking to compare Embrace to a specific company? Check out our side-by-side pet insurance comparison chart.
Q: Do you cover pre-existing conditions?
A: No pet insurance company covers pre-existing conditions, but Embrace handles them a little differently. We distinguish between curable and incurable conditions, allowing us to provide your pet with as much coverage as possible.
Q: How do I get started with pet insurance at my practice?
A: Contact one of our Outreach Representatives today to schedule a webinar or in-person presentation on Embrace’s coverage. Reach us by phone at (800) 682-9942 (M-F 9am-8pm ET, Sat 10am-2pm ET) or via our online contact form.
*Complementary treatments were previously called alternative therapies. | ** Wellness Rewards is not insurance. | *** Discount not available in FL, ND, NY, TN.