Pet owner wearing a blue shirt lovingly holding their brown and white dog, highlighting trust in pet insurance refund calculations.

Arlington Pet Insurance

From AT&T Stadium tailgates to Six Flags adventures, protect your pet in the Entertainment Capital of North Texas.

Use any licensed vet in Tarrant County
Reimbursement up to 90%
Protection that matches your active DFW lifestyle

How Much Does Pet Insurance Cost in Arlington?

Here's what current Arlington pet owners are paying with Embrace Pet Insurance.

DOG INSURANCE

$20-$70 per month

Average monthly premium for Embrace dogs in Arlington. Your price depends on your pet's breed, age, and the coverage you choose, including annual limit, reimbursement percentage, and deductible. ¹

CAT INSURANCE

$10-$30 per month

Average monthly premium for Embrace cats in Arlington. Your price depends on your pet's breed, age, and the coverage you choose, including annual limit, reimbursement percentage, and deductible. ¹

USE ANY LICENSED VET

No network restrictions. Visit any licensed vet in Arlington or across the DFW Metroplex or anywhere else in the U.S.

UP TO 90% BACK

Choose your reimbursement level. Get up to 90% back on eligible vet bills.

Real Pet Insurance Quotes in Arlington

Arlington's central location between Dallas and Fort Worth brings varied vet costs across neighborhoods. Your Arlington pet insurance rate is influenced by factors such as your pet's age, breed, location, and coverage selections. Other rating considerations may also apply, varying by state and policy.

Dog Insurance Costs

Most Arlington dog owners with pet insurance pay $20-$70 monthly with Embrace¹, but here are some real monthly prices from around Arlington:

Breed	Age	Zip	Neighborhood	Starting at
Mixed-breed (Toy)	5 years	76006	Viridian	$19.23
English Springer Spaniel	8 months	76010	Downtown	$22.20
Papillon	3 years	76017	Southeast	$20.00
Yorkshire Terrier	1 year	76001	Southwest	$16.81

Cat Insurance Costs

Most Arlington cat owners with pet insurance pay $10-$30 monthly with Embrace¹, but here are some real monthly prices from around Arlington:

Breed	Age	Zip	Neighborhood	Starting at
Mixed-breed	4 years	76010	Downtown	$13.14
American Shorthair	3 years	76006	North Arlington	$15.24
Devon Rex	6 months	76014	East Arlington	$16.86
Bombay	1 year	76016	West Arlington	$19.43

*Based on 70% reimbursement, $1,000 deductible, $5,000 annual coverage

What Arlington Vets Actually Charge

Knowing what Arlington veterinarians actually charge puts the importance of pet insurance in perspective. Seeing these expenses shows why having coverage provides crucial financial protection when your pet needs care most.

Common Arlington Procedures	Average Bill
Diarrhea	$692
Gastroenteritis	$704
Vomiting	$1,200
Fractured tooth	$840
Upper respiratory infection	$500
Gastritis	$700

*Claims data from Embrace pet insurance Arlington policyholders (2024-2025)

See What Real Pet Parents Think of Embrace

Don't just take our word for it. Hear from pet parents who've been there when it mattered most.

A veterinary professional in teal scrubs examines a tabby cat on an examination table, demonstrating how comprehensive pet insurance plans typically cover blood work and diagnostic tests when recommended for illness diagnosis or health monitoring.

Texas Heat in Arlington: Your Pet's Safety Net

Arlington's humid subtropical climate brings long, hot summers with average highs around 96°F in July. The combination of heat and humidity creates dangerous conditions for pets, especially during outdoor events at AT&T Stadium, Globe Life Field, or Six Flags. Don't wait until the thermometer spikes to protect your pet.

Your Coverage Travels with You

When heat warnings hit or you're traveling across the Metroplex, your Embrace coverage goes wherever you do. Dallas, Fort Worth, Irving, Grand Prairie, you can visit any licensed vet with no network restrictions. Eligible heat-related emergencies are covered no matter which DFW city you're in.

The Real Cost of Heat Injuries

Texas heat isn't just uncomfortable, it's dangerous. Pets suffer severe paw pad burns from scorching pavement and parking lots that can reach 125–140°F even when air temps are in the 90s. Heat stroke requires emergency IV fluids and hospitalization. Dehydration happens rapidly during outdoor events and summer activities. Even short outdoor exposure during peak hours can be life-threatening. Stadium parking lots and theme park visits pose serious risks.

The last thing you should worry about during a heat emergency is whether you can afford your vet bills.

Arlington's Unique Pet Health Risks

Your Arlington lifestyle brings specific challenges that many pet parents don't anticipate until they're facing a vet emergency.

Copperhead Snakes & DFW Wildlife

Copperheads are the most common venomous snake in Arlington and the greater DFW area, frequently found in parks, trails, and suburban backyards. These snakes prefer wooded bottomlands, streams, and leaf-covered areas, exactly where you might walk your dog. They're most active at night and during cooler mornings and evenings. Western diamondback rattlesnakes and cottonmouths (water moccasins) also occur near waterways, though they're less common than copperheads.

Entertainment Capital Hazards

Arlington's world-class entertainment venues bring unique pet risks. Tailgating crowds at AT&T Stadium and Globe Life Field create opportunities for pets to eat dropped food, ingest alcohol, or encounter stressed animals. Six Flags and Hurricane Harbor parking lots become dangerously hot in summer. Fireworks at major venues cause severe anxiety and escape attempts, and large event crowds increase lost pet incidents.

Severe Weather & Storm Season

Arlington sits in North Texas's severe weather corridor. Spring and fall bring tornado threats, large hail, and dangerous thunderstorms. Flash flooding occurs along Johnson Creek and other waterways. Pets can suffer storm-related injuries from flying debris, broken glass, or escape attempts during weather events. Emergency vet visits spike during and after severe weather.

Stylized tick icon representing pet health threats. Comprehensive pet insurance protects against parasites and vector-borne diseases, for your furry friend's top-notch well being.

Year-Round Pests & Parasites

Arlington's warm, humid climate means mosquitoes transmit heartworm disease most of the year. Fire ants are aggressive and common in parks and yards. Fleas and ticks thrive year-round due to mild winters, and termite swarms in spring often coincide with increased outdoor pet activity.

Arlington 24/7 Emergency Vets

When disaster strikes, know where to go. Embrace works at any emergency facility with a licensed veterinarian. Arlington's central DFW location means excellent access to emergency veterinary care.

EMERGENCY CARE

I-20 Animal Medical Center

(817) 478-9238

5820 W Interstate 20, Arlington 76017

Open 24 hours, 7 days a week - Emergency & Critical Care Specialists

Veterinary Emergency Hospital of Arlington

(469) 846-8588

5300 S Cooper St, Suite 100, Arlington 76017

24/7 emergency care

NEARBY OPTIONS

Airport Freeway Animal Emergency Clinic (Euless)

(817) 571-2088

411 W. Main, Suite A, Euless 76039

Burleson Animal Emergency Hospital

(817) 900-2000

12600 South Fwy, Burleson 76028

This heartwarming photograph shows a man in a bright red t-shirt enjoying a leisurely walk across a lush green lawn with his handsome Pit Bull Terrier.

What Makes Embrace the Right Choice for Arlington Pet Owners

From Cowboys game days to morning jogs along River Legacy trails, Arlington pets stay active in the heart of the Metroplex. Embrace offers protection designed for the demands of DFW's entertainment capital and its unique climate challenges.

Visit Any Vet, Anywhere. Choose any licensed veterinarian across the Metroplex, Dallas, Fort Worth, Irving, Grand Prairie, or beyond. Skip the referrals and pre-approvals, and rest easy knowing your coverage works everywhere in the U.S.

Help at Any Hour. Connect with pet health professionals 24/7 for answers when you need them most. Worried about heat exhaustion after a summer outing? Concerned about a possible snake bite? Guidance is always one call away.

Customize Your Coverage. Pick the annual deductible, reimbursement rate (70%, 80%, or 90%), and coverage maximum that align with your household budget. Get back up to 90% on covered vet expenses.

Speedy Claims from Your Phone. Snap, submit, and track claims in minutes using the mobile app. Most routine claims are resolved in days with reimbursement deposited directly to your bank—perfect for busy Arlington families juggling game days and daily life.

Protection for North Texas Hazards. Heat stroke emergencies, copperhead encounters, severe storm injuries—Embrace can help cover the real risks Arlington pets face throughout the year.

All Breeds Treated Equally. No excluded breeds. Your pit bull or German Shepherd gets the same quality coverage as any other dog in Arlington.

Arlington Neighborhoods: Know Your Local Pet Risks

Every Arlington neighborhood presents unique challenges for pet health. Here's what to watch for in popular areas:

Downtown & Entertainment District

Urban living near AT&T Stadium, Globe Life Field, and Texas Live! entertainment complex. Hot pavement on game days, crowds creating stress, dropped food and alcohol at tailgates, fireworks-related anxiety, and heavy traffic during events.

Viridian

Master-planned community with lakes, trails, and 600+ acres of green space. Beautiful for pets but watch for wildlife encounters near waterways, including snakes near Lake Viridian. Hot summer temperatures on trails and drowning hazards at lakes and ponds.

North Arlington

Family-friendly area near River Legacy Parks with 1,300 acres of trails and nature. Excellent for outdoor activities but increased wildlife encounters including snakes, coyotes, and other species. Hot summer hiking conditions with limited shade on some trails.

East Arlington

Home to Six Flags Over Texas and UTA campus. Theme park parking lot heat dangers, busy streets near entertainment venues, and student rental turnover. Good access to multiple emergency vet options.

Southeast Arlington

Charming neighborhood with parks and trails including Fish Creek Linear Park. Close to downtown amenities but older infrastructure in some areas. Wildlife encounters near creeks and green spaces.

West Arlington & Dalworthington Gardens

Peaceful area near Lake Arlington with exclusive neighborhoods. Waterfront hazards for pets, wildlife near the lake including waterfowl and snakes, and longer drives to some emergency vet facilities.

Arlington Dog Parks & Trails

Finding safe exercise spots for your pet in Arlington is easy with numerous parks and trails. Always bring plenty of water and avoid peak heat hours during summer months.

Tails 'N Trails Dog Park

5.7-acre fully fenced dog park with separate areas for large dogs, small dogs, and shy/anxious dogs. Features agility equipment, water stations, walking trails, shade trees, and a dog beach area. Located at 950 SE Green Oaks Blvd, Arlington, TX 76018.

River Legacy Parks

1,031-acre dog-friendly park with paved trails along the West Fork Trinity River. Features a Living Science Center, picnic areas, and over 400 species of wildlife. Dogs must remain on leash but can enjoy extensive trail systems.

Rush Creek Dog Park

4.8-acre off-leash dog park with separate areas for large and small dogs. Features double-gated entry, benches, shaded areas, water fountains, lighting for evening visits, and two parking lots. Closed Wednesdays until noon for maintenance

Viridian Dog Parks

Multiple dog-friendly areas within the Viridian master-planned community, including Arrowhead Park with lake access. Residents and visitors can enjoy trails, open spaces, and water features. Watch for wildlife near waterways.

Get Your Arlington Pet Insurance Quote

Protect your pet in the Entertainment Capital of North Texas. See your personalized rate in minutes.

Join thousands of Arlington pet parents • Fast claims • Cancel anytime

How much does pet insurance cost in Arlington?

Pet insurance in Arlington typically costs $20-$70/month for dogs and $10-$30/month for cats for most Embrace parents. Rates are influenced by factors such as your pet's age, breed, location, and coverage selections. Other rating considerations may also apply, varying by state and policy(1). Get your exact price in about a minute with no commitment.

Does pet insurance cover heat stroke from Arlington's hot summers?

Absolutely! When Arlington's summer heat strikes and parking lots become dangerous, Embrace Pet Insurance has your back. Pets with eligible coverage are protected for heat stroke treatment, which can cost thousands with IV fluids and hospitalization.

Does pet insurance cover snake bites in Arlington?

Yes! Copperheads are common throughout the DFW area. Pets with eligible coverage are protected for snake bite treatment.

Will my Arlington pet insurance work at any vet in the DFW area?

Great news for Metroplex pet parents: your Embrace Pet Insurance works at any licensed vet across DFW! Whether you're in Arlington, Dallas, Fort Worth, or anywhere in between, your coverage follows you with no network restrictions.

What deductible and reimbursement options are available for Arlington pet owners?

Embrace Pet Insurance puts you in control of your budget with customizable options. Choose your annual deductible (from lower amounts for maximum coverage to higher amounts for budget-friendly premiums) and pick your reimbursement level: anywhere from 70% to 90% back on covered bills.

How quickly are pet insurance claims processed and reimbursed in Texas?

Forget waiting weeks for reimbursement! Embrace Pet Insurance processes most straightforward claims within days. Just snap a photo of your Arlington vet bill, submit through our mobile app, and watch your claim status in real-time. Once approved, choose direct deposit for lightning-fast reimbursement straight to your bank account.

Can pre-existing conditions ever be covered by pet insurance?

Pre-existing conditions are excluded from coverage. However, Embrace Pet Insurance may cover certain curable conditions once a pet has been symptom-free and treatment-free for 12 consecutive months. Ongoing or chronic problems diagnosed before enrollment stay excluded, which is why enrolling pets early is the best approach.

How long are waiting periods before pet insurance coverage takes effect?

A waiting period in pet insurance is a short period at the start of the policy when coverage for certain conditions or treatments is not yet active. Waiting periods help prevent fraud and vary depending on the type of coverage and the laws in your specific state. Once the applicable waiting period ends, your full coverage kicks in, so your beloved pet can enjoy the complete benefits of the policy. Click here to get the details.