Prescription Drug Coverage

Prescription drugs for pets can be expensive. If your pet suffers an allergic reaction or has a chronic condition that requires ongoing care, the costs of take-home drugs can quickly add up.

Prescription Medications Covered by Embrace

Embrace’s prescription drug coverage for take-home medications is available with every policy. This coverage reimburses for FDA-approved and Homeopathic Pharmacopoeia-included drugs prescribed for covered conditions. Embrace covers prescriptions including:

  • Antibiotics
  • Allergy medication
  • Insulin & supplies
  • Eye & ear drops
  • Oral chemotherapy
  • Steroids
  • Pain relievers
  • Anxiety medication

dog getting medicine

Wellness Rewards for Preventative Prescriptions

Embrace’s prescription drug coverage applies to prescription medications for treating covered accidents and illnesses. Our Wellness Rewards plan can be purchased in addition to your accident and illness insurance to reimburse for preventative prescriptions including:

  • Flea, tick, & heartworm preventatives
  • Prescription diet food
  • Ear cleaning drops
  • Nutritional supplements
  • Medicated shampoos

Prescription Drug Claim Stories

Prescription drug coverage from Embrace Pet Insurance helps pet parents ensure that their furry family gets the care they need after leaving the vet’s office. 

RX Coverage 3

Boston Terrier Prescribed with Allergy Medication

Vet Bill: $2,449
Embrace Paid: $1,552

RX Coverage 1

Diabetic Domestic Shorthair Cat Needs Insulin Supplies

Vet Bill: $4,131
Embrace Paid: $2,624

RX Coverage 2

Australian Shepherd is Put on Seizure Medication

Vet Bill: $3,668
Embrace Paid: $2,838

Mind if we pay your vet bills?

Embrace Pet Insurance does not cover pre-existing conditions, injury/illness that results from a pre-existing condition, or prescriptions used to treat a pre-existing condition. Insuring your pet before an accident or illness happens is the best way to make sure you’re covered for the unexpected.

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.