Getting a discount on your Embrace policy is simple. If you are quoting online just answer the questions truthfully and any discounts you are available for will be applied automatically.

Certain discounts may be "stacked," meaning that your pet can get more than one. When you get to the policy summary screen, you'll see just how much you've saved.

Discounts Currently Available from Embrace

Each discount in this list can get you 5% off your accident & illness policy.

  • Spay/Neuter Discount 
    This applies to all pets who are spayed or neutered. If you spay or neuter your pet after you enroll we will apply the discount once you let us know the procedure has been done.
  • Multi-pet Discount 
    Available on policies with 2 or more pets.
  • ACH Discount
    Available when paying with your bank account instead of your credit card
  • Annual Pay Discount
    For those who choose to pay for their policy annually instead of monthly.
  • Military Discount
    Available to any pet parent who is actively serving in the Air Force, Army, Marines, Navy, or Coast Guard (or their spouse/partner). Proof of status is required after purchase.
  • PennHIP Discount
    Any pet that has been PennHIP tested with a bilateral score of 0.3 or lower is eligible for this discount. This discount must be setup over the phone. You can do this after you enroll.

Pet Insurance Discounts for Partners

  • Employee Benefits Discount
    If your company offers Embrace as a voluntary benefit, you may be eligible for a 10% discount. Ask your HR department to get in touch with Embrace online through our Employers section for more information.
  • Veterinary Hospital Discount
    Veterinary hospitals that promote Embrace are eligible for a staff benefits discount. Ask your owner, practice manager, or office manager to get in touch with Embrace online through our Vets section for more information.
State Discount Regulations/Changes

ACH, annual pay, PennHIP, & spay/neuter discounts not available in: AL, AK, AZ, AR, CO, CT, DC, DE, FL, GA, HI, ID, IN, IA, KS, KY, LA, ME, MD, MI, MN, MS, MO, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SD, TN, TX, UT, VA, WV, WI, & WY.

Employee benefit & veterinary discounts not allowed in: FL & ND (Employee benefit discount 5% in TN & 15% in IN)

Spay/neuter discount not allowed in: WA

Military discount not allowed in: FL, NY, TN

ACH discount not available: NH, RI, SC, VT, WA