Getting a discount on your Embrace policy is simple. If you are quoting online just answer the questions truthfully and any discounts you are eligible for will be applied automatically.

Certain discounts may be "stacked," meaning that your pet can get more than one. When you get to the policy summary screen, you'll see just how much you've saved.

Discounts Currently Available from Embrace

Most Popular


  • Multi-pet Discount
    Available on policies with 2 or more pets. 5-10% depending on your state of residence.

Pet Insurance Discounts for Partners


  • 10% Employee Benefits Discount (Not available in FL & ND, 5% in TN, 15% in IN)
    If your company offers Embrace as a voluntary benefit, you may be eligible for a discount. Ask your HR department to get in touch with Embrace online through our Employers section for more information.
  • 20% Veterinary Hospital Discount (Not available in FL & ND)
    Veterinary hospitals that promote Embrace are eligible for a staff benefits discount. Ask your owner, practice manager, or office manager to get in touch with Embrace online through our Vets section for more information.

State-specific Discounts


  • 5% ACH Discount (Available in CA, IL, MA)
    Available when paying with your bank account instead of your credit card
  • 5% Annual Pay Discount (Available in CA, IL, MA, RI, WA)
    For those who choose to pay for their policy annually instead of monthly.
  • 5% Military Discount (Not available in FL & TN)
    Available to any pet parent who is actively serving in the Air Force, Army, Marines, Navy, or Coast Guard (or their spouse/partner). Proof of status is required after purchase.
  • 5% PennHIP Discount (Available in CA, IL, MA)
    Any pet that has been PennHIP tested with a bilateral score of 0.3 or lower is eligible for this discount. This discount must be setup over the phone. You can do this after you enroll.
  • 5% Spay/Neuter Discount (Available in CA, IL, MA, RI)
    This applies to all pets who are spayed or neutered. If you spay or neuter your pet after you enroll we will apply the discount once you let us know the procedure has been done.