Accident-only pet insurance plan

While no longer eligible to enroll in a new accident and illness pet insurance policy, dogs and cats aged 15 years and older can benefit from Embrace's dog and cat accident-only insurance.

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There are many things that qualify as accidents that Embrace covers including:

• Bloat

• Foreign body ingestion

• Getting hit by a car

• Torn cruciate ligament

• Poisoning

• Cuts & lacerations

• Prescription drugs for covered conditions*

*Prescription drug coverage not included on policies in NY.

To help with routine care, we also offer the following optional products:

• Wellness Rewards† for items such as annual check-ups, spay/neuter procedures, vaccines, heartworm preventatives, and more.

Along with pre-existing conditions, the accident-only pet insurance plan does not cover:

• Illnesses

• Breed-specific & genetic conditions

• Congenital conditions

• Chronic conditions

• Cancer

• Dental Illness

An Embrace accident-only policy reimburses you up to $5,000 each year. There is a $100 deductible that you pay once per year, and then you're reimbursed 90% of your veterinary bills.