Foreign Body Ingestion - Electrical Cord and Toys

Bodhi the Labrador Retriever sure did pick the wrong snacks!

Vet Bill: $1,190



Jeremy brought his Labrador Retriever, Bodhi, home when he was just 7 weeks old. He immediately took out a policy with Embrace Pet Insurance after a bad experience with another insurance provider. Jeremy had lost his previous Labrador to a vary rare illness, and the medical bills totaled over $12,000, but he was only reimbursed about $3,000.

Jeremy soon discovered that Bodhi has an insatiable appetite and not just for food. In his first 8 months, Bodhi ate an electrical cord and possibly suffered an electric shock. He was taken to Gold Coast Animal Hospital in Chicago and an X-ray showed no real harm done. In October 2009, less than a month later, Bodhi also ate one of Jeremy's daughter's toys. Jeremy immediately took him to Chicago Veterinary Emergency Specialists where he underwent a barium study. Luckily, there was no obvious obstruction so Bodhi did not require surgery.

Bodhi's Claim Refund

Claim Details Amount
Actual Vet Bill $1,190.00
Covered Charges $1,172.00
Annual Deductible -$0.00
20% Co-pay -$234.40
Total Embrace Reimbursement $937.60
*Bodhi had already met his deductible for the year with a prior claim.

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Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.