Choosing the right pet insurance can make all the difference in your pet’s health and well-being, and your budget. When you compare Embrace Pet Insurance with Pets Best Pet Health Insurance, you’ll discover we cover veterinary admin fees, offer larger multi-pet discounts, and other distinct advantages
See how Embrace stacks up against Pets Best and choose the pet insurance plan that’s right for your pet—and your budget.
 |  | |
|---|---|---|
| Multi-pet discount | 10% for one additional pet | 5% for each additional pet |
| Hereditary & congenital condition coverage |  | Limited; stricter eligibility rules |
| Veterinarian admin fees covered** | | ✗ |
| Complementary treatments*** (i.e. acupuncture, chiropractic, behavioral) | Included with standard pet insurance plan at no additional cost | Limited only under certain higher-tiered plan |
| Window to submit claims | Full policy term + 60 days | 180 days from vet visit |
| Age minimum of enrollment eligibility | 6 weeks | 7 weeks |
| No dental cleaning requirement | | Required for pets 3+ |
| Coverage when traveling internationally **** | | Limited availability |
Over 60% of pet parents who switched from Pets Best to Embrace reported improved coverage, reduced premiums, and superior customer service.*
Embrace includes a wide range of complementary treatments such as acupuncture, chiropractic care, laser therapy, hydrotherapy, and rehabilitation under its standard accident and illness policy at no extra cost, provided they are performed by a licensed veterinarian. Pets Best also offers coverage for some alternative therapies like acupuncture and chiropractic care, but this is typically limited to higher-tier plans or optional add-ons. With Embrace, holistic care is built in, giving pet parents more flexibility without paying extra.
Pet parents with multiple furry friends can save more with Embrace’s 10% multi-pet discount for one additional pet—double the discount offered by Pets Best, which provides a 5% multi-pet discount on eligible plans.
These savings help make premiums more affordable for households with more than one dog or cat, giving Embrace an edge for families looking to maximize value without compromising coverage.
Embrace gives pet parents plenty of time to file claims, allowing submissions for the full policy term plus 60 days after renewal. This extended window ensures you have flexibility to gather documentation and submit claims without rushing. Pets Best requires claims to be submitted within 180 days of the treatment date, which could feel restrictive if you need extra time to organize records. With Embrace, you get a longer, more convenient filing period that helps reduce stress during an already challenging time.
An unexpected trip to the vet can come with more than just treatment costs—administrative fees add up fast. Unlike Pets Best, Embrace covers those admin fees for accidents and illnesses, so you’re never caught off guard when it’s time to pay the bill.
Embrace Pet Insurance and Pets Best both offer coverage to help protect your pet’s health. Embrace stands out with features designed to support pet parents, such as coverage for veterinary administrative fees and complementary treatments like acupuncture, chiropractic, and behavioral care. With flexible options, transparent policies, and benefits like international coverage, Embrace aims to provide protection and peace of mind.
Explore your options and see what works best for your pet. Get a free quote from Embrace Pet Insurance today and discover coverage that’s designed with both you and your pet in mind.
Updated Nov 6, 2025
