66% of pet parents who made the switch from Figo Pet Insurance to Embrace Pet Insurance say they’re happier with our coverage plans.*
When comparing Embrace Pet Insurance with Figo Pet Insurance, you’ll see meaningful differences that set us apart—like customizable plans tailored to your unique needs and comprehensive coverage for your pet.
Let’s look at how Embrace stacks up against Figo, so you can confidently choose the pet insurance plan that’s best for your pet.
 |  | |
|---|---|---|
| Type of insurance | Accident & illness (Accident-only plan available) | Accident & illness (NO Accident-only plan available) |
| Annual coverage limit & deductible | Deductibles: $200–$1,000 Annual Coverage Limits: $5,000–Unlimited | More limited choices, which may not meet every budget |
| Veterinarian admin fees** |  | ✗ |
| Multi-pet discount | 10% discount for one additional pet | 5% discount when you enroll two or more pets |
| Window to submit claims | Full policy term + 60 days | 180 days from vet visit |
More than 60% of pet parents who switched from Figo to Embrace noticed a positive change in coverage, cost, and customer service.*
Embrace makes it simple to tailor coverage to your pet’s health needs and your budget. With more deductible and reimbursement options, you can find the right balance between affordability and protection. By comparison, Figo’s limited choices may make it harder to create a plan that truly fits.
Pet parents with more than one furry friend save more with Embrace. We offer a 10% discount when you add an additional pet to your policy, compared to Figo’s 5% discount per additional pet.
Your pet is family, and they deserve coverage that puts them first. With Embrace, you get plans that adapt to your life, your budget, and your pet’s needs — so you can focus on the snuggles, not the stress.
Join the growing number of pet parents who’ve made the switch to Embrace Pet Insurance.
Get a free quote today and feel confident knowing you’re giving your pet the care and protection they deserve.
Updated Nov 7, 2025
