Embrace vs. 24PetWatch

With pet insurance, the difference is in the details. That's why we've compiled a list of important comparison points between Embrace and 24PetWatch, so you can decide for yourself.


Logo 24PetWatch Pet Insurance
Optional Routine Care Plan True True
Per-Item Limits
Alternative Therapy Coverage True True
Limited
Diminishing Deductible True

Optional Routine Care Plan

24PetWatch puts limits on how much they will reimburse you for routine care items - making it hard to get your full benefit each year. Embrace's Wellness Rewards is an optional non-insurance product that can be purchased in addition to our accident & illness coverage to help pay for your pet's everyday veterinary, grooming, and training costs. You can spend an annual allowance of $250, $450, or $650 however you see fit.

Alternative Therapy Coverage

24PetWatch limits your reimbursement to $1,000/year for alternative therapies used to treat covered conditions. When it comes to treatment, Embrace wants you to be able to consider any and all options presented by your veterinarian, which is why we cover alternative therapies up to the annual maximum on every policy.

Diminishing Deductible

Embrace is the only pet insurer to offer a diminishing deductible. With Embrace’s Healthy Pet Deductible, your pet's annual deductible automatically goes down by $50 each year you don't receive a claim reimbursement. This is included with every policy at no extra charge.

Information last updated July 2017. 24PetWatch is underwritten by The North River Insurance Company.