Having cat and kitten insurance means never having to decide if you can pay for life-saving care for your pet
Cat insurance is more important than ever. With rising healthcare costs, having insurance can give you peace of mind, knowing that you can afford the care your cat needs. With Embrace, your exam fees are covered, you can visit any vet, you can customize & personalize your cat’s plan, and you have 24/7 access to our PawSupport pet health line.
Our cat insurance is customizable and covers accidents, illnesses, plus diagnostic exam fees, treatments, and ongoing care.
Dental illness (Up to $1,000 per policy year)
Unlimited reimbursement available
Claims processed in 10 -15 days
Embrace offers a variety of add-ons and programs that can supplement your cat insurance coverage and help you save money.
$5,000 to unlimited annual reimbursement limits
Deductibles starting at $100
Optional exam fee & prescription drug coverage
Did your kitty eat something they shouldn't have? Is she making unusual noises that you don't recognize? Cat emergencies and accidents don't always happen during regular business hours. That's why 24/7 PawSupport is included with every cat insurance plan.
24/7 pet professionals available by phone, live chat, or video conference
Help with behavioral changes, emergencies, poisons & toxins, new symptoms, or managing chronic conditions.
Our PawSupport Pet Pros are there for any guidance or advice you may need.
From kittenhood all the way up to their senior years, help your feline friend live their best life.
Policies begin at six weeks old
Accident and illness coverage for new pets up to 15 years old
Accident-only coverage for new senior pets 15 years or older
Providing insurance for your cat is the best way to protect them from unexpected illnesses or accidents. For thousands of cat parents, Embrace offers affordable, broad-ranging coverage and more that fit your budget and provide the coverage you need.
Annual exams, vaccines, parasite control, and dental cleanings all work together to spot health issues early—long before they become painful for your pet or expensive for you. Planning preventive care turns “I’ll get to it” tasks into an intentional, year-round habit that protects both your pet’s health and your budget.
Minor problems are easier—and far less costly—to treat when found early.
A flexible pet wellness plan helps prevent surprise bills from derailing your budget.
A routine care plan can help keep pets healthier at every age.
To find the best fit for you and your furry friend, it's important to compare companies based on two key factors: types of coverage, and coverage customization. Look for a provider that offers comprehensive policies, including coverage for accidents, illnesses, treatments, dental care, vet visit fees, follow-up care, complementary treatments, and fast reimbursements.
As a cat owner, having cat insurance provides priceless peace of mind. Not only can it help you manage unexpected medical emergency costs, but your plan reimburses you for accidents and illnesses, all within a customizable policy. Your policy can pay for itself in just a few years, or even after a single emergency!
As your cat gets older, finding quality care is essential. Embrace offers lifelong pet insurance coverage, helping you manage unexpected veterinary costs from kittenhood through their senior years. Plus, it gives you the freedom to choose any licensed veterinarian, ensuring your pet always gets the best care available.
Embrace cat insurance offers coverage for cats as young as six weeks old to give you peace of mind that their adventurous instincts won't break the bank. Getting insured early can help cover the cost of those important first vet visits.
Just because your cat is getting older doesn't mean they're less curious. While they're little wiser, they're actually more prone to accidents or getting sick as they age. Ensure those frightful moments or illnesses are covered, while allowing your cat to see their preferred vet.
Embrace's accident and illness plans cover your cat for their entire lives, offering peace of mind knowing that you have pet insurance, even as your cat gets older. However, new pets 15 years or older will only be able to receive accident policies to provide protection in their twilight years.
Is pet insurance good idea for cats?
Every 6 seconds, a pet parent is handed an emergency vet bill of $1,000 or more. The cost of vet care is getting more expensive. While your cat might seem healthy now, there's no telling what sort of accident or illness might develop throughout the long lifespan of his or her life.
What is the best cat insurance?
The best cat insurance is the insurance that offers the broadest coverage and the fastest reimbursement of your claims. Embrace offers flexible policy options, exam fee coverage options, and policies that cover pets with curable preexisting conditions. All backed by 24/7 telehealth support and the freedom to choose your own licensed vet.
Is pet insurance worth it for an indoor cat?
Living indoors might seem like a safer alternative to living out in the wild, but cats still get sick, and they still get into things. Did the cat just eat the stuffing out of a pillow? Did it miss that daring jump to the higher bookshelf? Accidents and illness can happen anywhere, and cat insurance can help take the pain out of those big, unexpected vet bills.
How do I choose a cat insurance?
When choosing cat insurance, it's important to consider your options. Look for policies that cover accidents and illnesses, and look for options for routine and preventative care. Consider the deductible and co-pay amounts and any annual limits or exclusions. It's also important to research the reputation and financial stability of the insurance provider. Take your time to compare policies and choose one that meets your needs and budget.
How much is insurance for a kitten?
The cost of coverage varies depending on where you live and your cat's age, your deductible and your annual coverage limit. For example, a 6-week-to-12-month-old Tabby in Cleveland, Ohio, can get coverage between $13.39 and $27.33 monthly, depending on your choice. Begin customizing your plan by getting an instant quote today. Add-ons include additional coverage for exam fees and prescription drugs, which can be as low as $3 a month. A multiple pet discount is also available for homes with more than one fur baby, and we give a 5% active military discount as well.
What does cat insurance cover?
Embrace Pet Insurance covers your cat for unexpected accidents, illness, and conditions, plus associated costs including surgery, hospitalization, emergency care, specialist care, diagnostic testing, treatments, and more. Coverage can vary by insurer, so it's best to research and compare.
Can I go to any vet with my cat health insurance plan?
Unlike your health insurance, pet insurance companies like Embrace have no networks and let you choose your vet. Pay your vet directly, submit your claim, and Embrace will pay you back. You can visit any licensed veterinarian, specialist, or emergency hospital you like.
Is cat dental care covered?
Embrace covers your cat's dental illness up to $1,000 per policy year, including tooth repair and extractions. Many pet insurances also offer wellness plans for preventative care, that will pay you back for teeth cleanings.
Does cat insurance cover spaying and neutering?
Spay and neuter surgery is preventative and not covered by insurance. However, many insurers offer wellness plans, which pays you back for preventative and routine care, and can be added to your cat insurance policy.
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