Yorkshire Terrier Pet Insurance

Yorkies are part of the “toy group” of dogs because of their small size, but these pocket pets have tons of spunk. Protect your Yorkshire Terrier with a nose-to-tail pet insurance plan designed by real pet parents.


Yorkshire Terrier Pet Insurance 

Origin icon

Place of Origin:


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Bred for:


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Height from Shoulder:

7-8 Inches

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7 Pounds

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13-16 Years

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Energy Level:


Yorkshire Terrier

Full Report on the Yorkshire Terrier’s Temperament and Personality

Back in the day, these tiny hunters were bred to catch rats, which explains why Yorkies are quick on their feet with a strong prey drive. Though nowadays you’re more likely to find Yorkshire Terriers curled up on a warm lap – they never turn down a cuddle puddle. 

Yorkshire Terriers are not known to be great around children, but if you start training them early, they'll be a friend for life. And while we’re talking about early training: potty training these “tomboy toys” can be quite the challenge, so consistent training is absolutely key. 

Though small, Yorkshire Terriers are high maintenance pups. They require lots of playtime to expend energy – and the best part is they don’t require lots of room to zoom! They’re great apartment dogs, but they can be chatty so you best warn your neighbors. And don’t forget to groom them often to keep their human-like hair best in show. 

Why Get Pet Insurance for Your Yorkshire Terrier? 

As pure breed dogs, Yorkies are at a higher risk for certain health and genetic conditions. Hydrocephalus and luxating patellas are two of the most common issues to plague this pet. 
Being a small breed, Yorkies are at a much higher risk for periodontal disease than many other breeds. Get them used to a tooth brushing routine when they’re young to help prevent stinky breath, tooth decay, and other dental diseases.  

These little beasts can have quite the Napoleon complex and sometimes push the limits by trying to keep up with the big dogs. Protect them from injuries by providing ramps for them to use to get on the couch and bed and supervise play with larger pets and family members.

Tinky the Yorkie

Central Nervous System Dilemma Landed Tiny Tinky at the Vet

When Tinky lost the ability to stand on her own, the vet didn’t think she’d make it. But Tinky’s pet parents had Embrace and were able to afford the treatment to get her back on her feet.

Vet Bill: $6,685  

Embrace Reimbursed: $5,251 

Risk Factors and Costs for Common Yorkshire Terrier Health Issues 

From entropion to patellar luxation, here are some common Yorkie health issues. Information based on Embrace claims data. 

Condition Risk Profile Cost to Diagnose and Treat
Entropion High $300-$1,500
Patellar Luxation
High $1,500-$3,000
Portosystemic Shunts
High $2,000-$6,000
Legg-Calve-Perthes Disease High $1,000-$3,000
Hydrocephalus Medium $5,000-$10,000

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That’s how fast you can fetch your personalized quote.


[Embrace’s] coverage is the very best in every area for our pets and the reimbursements of claims are quickly dispersed. 

Kathleen L.  
|  Marci and Sally’s Pet Parent  

Average Cost to Insure Your Yorkshire Terrier 

For comprehensive accident and illness coverage, the majority of our Yorkshire Terrier pet parents pay between $22 and $49 per month.* 

Pet insurance may cost more or less depending on where you live, your dog’s age, and what policy parameters you choose. 

Policies for Yorkies can cost more than those for mixed breed dogs because they are much more likely than mixed breed dogs to make claims for hereditary conditions that are expensive to treat. 

How Does Pet Insurance Work?

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Visit Any Vet

With no networks, you can take your pet to any licensed neighborhood or specialty vet, emergency room, or rehabilitation facility.

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Submit Your Claim

File a claim 24/7 through your personal MyEmbrace customer account in mere minutes with just your pet’s diagnosis and an itemized invoice from your vet.

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We Get to Work!

We'll keep you informed on your claim's status every step of the way. Plus, we offer direct deposit so you can get your reimbursement even quicker.

Mind if we pay your vet bills?
*Insurance cost based on a 3-year-old male Yorkshire Terrier with a $10,000 annual maximum, $500 annual deductible, and 80% reimbursement rate. 

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.