The Best Pet Insurance Is Designed by Real Pet Parents

From the tumbleweeds of fur to late-night emergency vet visits, we’ve been there, and we’ll be there for you.

Begin Your Free Quote or Call (800) 779-1539

  • Diminishing Deductible

  • Up to 90% Back

  • Coverage for Exam Fees

The Difference Is in the Details

You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health.

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Accident & Illness

Insurance Coverage:

You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health.

  • All Illnesses & Injuries

  • Hospitalization & Surgery

  • Emergency & Specialty Care

  • Breed-specific & Hereditary Conditions in Purebred Pets

  • Congenital Conditions

  • Chronic Conditions

  • Cancer Treatment

  • Behavioral Therapy

  • Diagnostic Testing

  • Prescription Drugs

  • Complementary Treatments* & Rehabilitation

*Complementary treatments were previously called alternative therapies.

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Optional Wellness Rewards

Add-on Routine Care Plan:

Plus, our optional Wellness Rewards plan includes:

  • Wellness Exams

  • Spay or Neuter Surgery

  • Training

  • Grooming

  • Vaccines & Preventatives

  • & a lot more!

Cute dog with her tongue out

Insurance for Dogs and Puppies

From playful pups to hounds who’ve been around the block, dogs of all ages know how to test the limits of trouble. Presenting top-dog coverage that gives your favorite furball plenty of leash to play.

Black and white cat with its paw up

Insurance for Cats and Kittens

Got a master of mischief? Good news: We’re well-versed in both hairballs and harebrained schemes. With our comprehensive lifelong accident & illness plans, consider their curiosity covered – furever.

Why We Lead the Pet Insurance Pack

See how Embrace compares to the competition with our side-by-side analysis.

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PawSupport – Our 24/7 Pet Health Line

Our exclusive pet health line provides real-time guidance on everything from emergency care to diet and exercise. Just another way we’re there for you.

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Pet Insurance’s Best Diminishing Deductible

Wave goodbye to your deductible because each year you don't receive a claim payment, we decrease it by $50.

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Fair Evaluation of Pre-existing Conditions

While no pet insurance covers pre-existing conditions, we distinguish between curable and incurable, covering curable ones after your pet is symptom-free for 12 months.

Ready to protect your pet? Call (800) 779-1539

M-F: 9 am-8 pm ET - Sat: 10 am-5 pm ET

MyEmbrace portal on a mobile phone and desktop

MyEmbrace: Your Policy at Your Fingertips

Access your claims information, policy details, and our pet health line PawSupport anytime, anywhere.

  • Submit & Track Claims

  • Review & Change Coverage

  • Contact Our Customer Care Team

View Rates

Customer Stories

Jensen's Routine Surgery, Not So Routine

Rottweiler Puppy

Rottweiler puppy in cone

Vet Bills: $9,781

Embrace Reimbursed: $7,225.00

Extremely sick after his routine neuter and gastropexy, Jensen unexpectedly needed emergency care over several months, causing his vet bills to balloon.

Squiggy's Unfortunate Car Accident



Vet Bills: $12,169

Embrace Reimbursed: $10,000.00

"I was very distraught when Squiggy was injured and every person I spoke to at Embrace treated me like family with kind words of encouragement and lots of help submitting my claim."

Harry's Miraculous Recovery

Labrador Retriever

Harry - Labrador Retriever

Vet Bills: $12,613

Embrace Reimbursed: $9,930.62

Dr. Nicole B. always hesitated to get pet insurance because she didn't think she'd ever use it. But when she adopted a Labrador Retriever named Harry, she figured it might be worth the cost.

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Rated over 9/10 by Pet Parents

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No Networks. Visit Any Vet

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Get Up To 90% Back on Vet Bills

Embrace employees holding a charity check

We Give Back Every Day

From volunteering in pet shelters to the EmbraceCLE Community Challenge, we’re all about doing good & fostering warm fuzzy feelings throughout the pet community and beyond.

  • $2 from Every Policy Is Donated to Charity

  • We Match All Employee Charitable Donations

  • $50,000+ Donated Last Year