Get top-rated & reviewed coverage for your pet today.

Embraced Dog Hank

Best friends deserve the best pet insurance.

Get a personalized plan to fit your budget and your pet.

Hank - Embraced since 2018
circle-check-markDiminishing Deductible circle-check-markUp to 90% Back circle-check-markCoverage for Exam Fees

accident illness icon Accident & Illness
  • All illnesses & injuries
  • Breed-specific conditions
  • Cancer treatment
  • Chronic conditions
  • Congenital conditions
wellness rewards icon Wellness Rewards
  • Wellness exams
  • Spay/neuter surgery
  • Training
  • Grooming
  • Vaccines & preventatives
total protection icon Total Protection For Your Pet Embraced pets can visit any vet, specialist, or emergency clinic – there are no networks. Submit your claim form and invoice by fax, e-mail, or direct upload to MyEmbrace.
Dog icon 

Insurance for Dogs & Puppies

From puppyhood to the senior years, pet medical insurance from Embrace will be there through it all. Protect your newest family member or loyal friend with an Embrace Pet Insurance plan.

Learn About Dog Insurance

Cat icon 

Insurance for Cats & Kittens

Cats are experts at creating mischief. Thankfully, Embrace has your favorite feline covered. Our comprehensive lifelong accident & illness plan provides a hassle-free claims experience.

Learn About Cat Insurance

4 Ways Embrace Stands Out from the Pet Insurance Pack

When it comes to selecting a pet health insurance company, the difference is in the details. Compare Pet Insurance 

The Best Diminishing Deductible Feature

Embrace’s Healthy Pet Deductible reduces your annual deductible $50 each year you don’t receive a claim payment. Included on every pet insurance policy at no additional cost.


Pre-existing Conditions Evaluated Fairly

No pet insurance company covers pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions, covering curable conditions after 12 months symptom and treatment free.


Wellness Rewards for Routine Care

Reimburses for preventative veterinary care, grooming, training, and more with no per-item limits.


Coverage for Exam Fees

Many pet insurance companies don’t cover the cost of the exam fee – that’s like having to pay an extra deductible for every claim. 

Ready to protect your pet?

Don't get stuck with the vet bill.
Let Embrace cover it.

Embrace pet health insurance policies cover unexpected genetic, hereditary, and chronic conditions that are prominent in purebred pets and that can pop up unexpectedly in mixed breeds. If a condition is diagnosed after you pet's insurance policy is in place, you'll have peace of mind knowing that condition is covered for life. Here are a few examples of vet bills you won't see coming:*

Dog illustration chart
Cat illustration chart
*Average costs based on Embrace's claims data.
How It Works
Take your pet to any vet.
Complete the claim form.
Get reimbursed!

5 stars

“Embrace is a very responsive and settle claims quickly with a check in the mail faster than I ever expected. And their customer service people are a wonderful asset. We are glad to be a customer.

Bill R.
Pet Parent to RoxC
review logo
Review Banner

nine out of ten icon

Rated over 9/10 at Pet Insurance Review

better business bureau logo

A+ Rating from Better Business Bureau

check icon

Over $59 Million in Claims Paid in 2019

donate icon

$2 Per Policy Donated to Pet Charities

Mind if we pay your vet bills?

Connect with Us

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.