Our love of pets and customer fixation earned us the top spot for pet insurance on the Forbes list of America’s Best Insurance Companies 2022.
Insurance for Dogs and Puppies
There’s no dog like your dog. Personalize your policy to maximize the value of your dog’s coverage at a price you feel comfortable with.
Insurance for Cats and Kittens
Your cat deserves the healthiest, happiest life (or nine) possible. Plans for cats start at under a dollar a day. No complex policies. No hassle.
Rated Over 9/10 by Pet Parents
No Networks, Visit Any Vet
Get Up to 90% Back on Vet Bills
“Embrace covered EVERYTHING. The specialists, the ER visits, the MRI, the CSF tap, and the long-term prescription requirements. Our ‘just in case’ pet insurance became a financial godsend.”
We’re all about options. That’s why we offer Wellness Rewards,* a flexible non-insurance preventative care plan that you can purchase in addition to your pet insurance policy. It helps you budget for the expected, but sometimes costly, expenses that help your pet live their best life, like:
Yearly Exams & Checkups
Heartworm, Flea, & Tick Preventatives
Spay or Neuter Procedures
Training & Grooming
& Much More!
Let’s be honest – the claim experience is the most important part of your pet insurance policy. We get it, so we made it as simple and efficient as possible.
Easy, fast claim submissions. Follow the simple steps via MyEmbrace or our mobile app. No claim forms needed.
Feel confident your claim will be approved. We’re proud to say that we covered 92% of claims in 2021.
A claims team who prioritizes customer care. Our claims team is made up of licensed veterinary professionals and fellow pet parents.
“I was very grateful to Embrace Pet Insurance.”
Vet Bills: $2,643
Embrace Reimbursed: $2,378.52
“I knew that he would be covered, and filing the claims is hassle-free. We sent it in and we got our money back in a couple days.” Sheri H. | Edmond, OK
“Thank you Embrace!”
Vet Bills: $15,374
Embrace Reimbursed: $12,023.83
“I knew that I wanted to support Madison’s fight, and that Embrace was there to give me the financial capability to do it. Having Embrace meant that I could say, We're going until Madison is done. As long as he’s fighting, we're fighting.” Cristina K. | South Lake Tahoe, CA
“I could have been in major trouble had I not had Embrace.”
Vet Bills: $4,369
Embrace Reimbursed: $3,187.10
“I cannot thank Embrace enough! Embrace took care of my claims in a timely manner, and they did everything they said they would.” Carla | Los Osos, CA
Here are Some Questions We Get Asked a Lot
*Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2022 American Modern Insurance Group, Inc.