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Pet Insurance for the Unexpected

  • Unlimited reimbursement

  • Claims made easy

  • Use at any vet

Rated 5-star pet insurance by Forbes

Comprehensive Pet Health Insurance for Your Pets’ Needs

Every 6 seconds, a pet parent is handed an emergency vet bill of $1,000 or more. With Embrace cat insurance and dog insurance, you don’t have to choose between your pet and your savings.

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Illnesses & conditions

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Accidents & injuries

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Dental work

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A Vet Exams a Puppy Covered by a Routine Care Pet Health Plan

Pet Wellness Plan for Routine Health Care

Great for puppies and kittens, our optional Wellness plan can be purchased in addition to your pet insurance policy. It helps you budget for expected expenses such as vaccinations, annual checkups and more.

Wellness Rewards Details
A cat being embraced by his owner, happy he has convenient pet insurance coverage
Pet insurance that has you covered

We know what pet parents need in a pet insurance policy, which is why we offer:

  • 10% Multi-pet discount

  • Exam fee coverage

  • Free 24/7 pet helpline

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Get your personalized pet insurance quote in seconds

A mobile phone showing the embrace pet insurance mobile app to manage their pet insurance plan

How Embrace pet insurance works

  1. Visit any vet

With no network restrictions, you can choose from any veterinarian, including emergency and specialist vet clinics.

  1. Submit a claim online

Take a picture of your invoice and submit using the Embrace website or app. No claim form or paperwork needed.

  1. Get money back fast

Use direct deposit and get paid right to your account when your claim is approved.

Embrace leads the pack

We offer one simple and customizable pet health care plan, letting you choose the price and coverage you need. Compare coverage options and benefits of the other pet insurance providers below to see the difference.

Plan featuresHealthy PawsNationwide WholePet®Pets BestTrupanion
Flexible wellness planCheck IconX IconX IconPer-item LimitsX Icon
Dental illness coverageCheck IconCheck IconX IconCheck IconCheck Icon
Options for coverage of exam feesCheck IconX IconX IconCheck IconX Icon
Extra office visits for senior petsCheck IconX IconX IconX IconX Icon
Hip dysplasia coverage on all Accident & Illness policiesCheck IconX IconCheck IconX IconCheck Icon
Pet Insurance Comparisons
Dexter the dachshund thinking about his pet health insurance savings
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Dexter's gallstones, covered

"Embrace turned a very upsetting and stressful time into a comforting one."

Karalee M. – Reimbursed $4,529.08

Here are some pet health insurance questions we get asked a lot