African-American woman smiling at dog with pet insurance

Pet insurance your best friend deserves

  • Get up to 90% back on vet bills

  • 30-Day money back guarantee

  • No networks, visit any vet

Rated 5-star pet insurance by Forbes

Dog and cat insurance coverage for the unexpected

Every 6 seconds, a pet parent is handed an emergency vet bill of $1,000 or more. With Embrace cat insurance and dog insurance, you don’t have to choose between your pet and your savings.

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Illnesses & conditions

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Accidents & injuries

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Dental work

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Wellness plan for routine health care

Great for puppies and kittens, our optional Wellness plan can be purchased in addition to your pet insurance policy. It helps you budget for expected expenses such as vaccinations, annual checkups and more.

See Wellness Details
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Pet insurance that has you covered

We know what pet parents need in a pet insurance policy, which is why we offer:

  • 10% Multi-pet discount

  • Exam fee coverage

  • Free 24/7 pet helpline

Award-winning customer service

Our experienced team of real pet parents is here to help when you need it most. See why Embrace has been a top-rated pet insurer for over 15 years.

Get your personalized quote in seconds

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How Embrace pet insurance works

  1. Visit any vet

With no network restrictions, you can choose from any veterinarian, including emergency and specialist vet clinics.

  1. Submit a claim online

Take a picture of your invoice and submit using the Embrace website or app. No claim form or paperwork needed.

  1. Get money back fast

Use direct deposit and get paid right to your account when your claim is approved.

Embrace leads the pack

Embrace leads the pack

Plan features Healthy Paws Nationwide WholePet® Pets Best Trupanion
Flexible wellness plan Per-item Limits
Dental illness coverage Costs Extra Costs Extra
Overall coverage for exam fees Costs extra
Extra office visits for senior pets
Hip dysplasia coverage on all Accident & Illness policies
Pet Insurance Comparisons
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Dexter's gallstones, covered

"Embrace turned a very upsetting and stressful time into a comforting one."

Karalee M. - Reimbursed $4,529.08

Here are some questions we get asked a lot