Get a Quote (800) 511-9172 Login

Dog insurance
Cat insurance
Dental insurance
24/7 telehealth
Prescription coverage
Rehab & therapy
Pet wellness plans

Plans & Coverage

Dog insurance
Cat insurance
Dental insurance
24/7 telehealth
Prescription coverage
Rehab & therapy
Pet wellness plans

What is pet insurance
What's covered
What's not covered
Pre-existing conditions
Waiting periods
Pet insurance costs
Buying guide
Customer stories

Insurance 101

What is pet insurance
What's covered
What's not covered
Pre-existing conditions
Waiting periods
Pet insurance costs
Buying guide
Customer stories

Compare pet insurance
Embrace vs Lemonade
Embrace vs Trupanion
Embrace vs Nationwide
Embrace vs ASPCA
Embrace vs Pet's Best
Embrace vs Spot

Compare

Compare pet insurance
Embrace vs Lemonade
Embrace vs Trupanion
Embrace vs Nationwide
Embrace vs ASPCA
Embrace vs Pet's Best
Embrace vs Spot

Water Bowl blog
Health conditions
Dog breed guide
Cat breed guide

Advice

Water Bowl blog
Health conditions
Dog breed guide
Cat breed guide

Help center
Submit claims
Contact us

Help

Help center
Submit claims
Contact us

Company
History
Press & media
Careers
Underwriting

About

Company
History
Press & media
Careers
Underwriting

Account Login Get a quote Call for a quote (800) 511-9172

Download the app

Privacy Policy
Licensing
Terms of use
Sample policy terms
Notice to California residents
Policy disclosure
Do not sell or share my information

Pet Health Insurance is administered by Embrace Pet Insurance Agency, LLC (Lic#0G89328) and is underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (NAIC #0361-23469) and American Southern Home Insurance Company (Lic. No 2222-8). Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. For full terms and conditions, visit www.embracepetinsurance.com/coverage/embrace-terms . (c) 2026 American Modern Insurance Group, Inc.  

Premiums are based on the current age of your pet. Premium may increase due to the age of your pet at renewal. Initial premiums may be impacted by the species or breed of your pet. Premium may change based on your home address.

Wellness Rewards is marketed and administered by Embrace Pet Insurance Agency, LLC. It is NOT INSURANCE and is not a regulated benefit. It is offered as an optional wellness membership plan. Your use of Wellness Rewards is based on an annual maximum. Your use of Wellness Rewards may result in liability for outstanding fees if you terminate your membership before the expiration of the 12-month membership period. Wellness Rewards is not available in RI. For full terms, visit www.embracepetinsurance.com/wellness-rewards-terms-of-service

Download the app

Privacy Policy
Licensing
Terms of use
Sample policy terms
Notice to California residents
Policy disclosure
Do not sell or share my information

Home
The water bowl
Pet health

Pet health

Trusted health information helps pet parents recognize concerns early and make confident care decisions.

Explore veterinarian-reviewed insights on symptoms, conditions, treatments, recovery, and preventative healthcare for dogs and cats.

Close-Up of Raised Lumps and Bald Patches on a Dog's Skin

Sudden Lumps on Dog Under Skin: Identifying Bumps and Cysts

Written by Chyrle Bonk DVM

Husky puppy getting a shot

Adverse Vaccine Reactions in Pets

Written by Roxanne Hawn

An ultrasound is being performed on this dog by her veterinarian, for she is suspected of carrying anasarca puppies.

Anasarca: Understanding Water Puppy Syndrome

Written by Tracy Libby

Examining Cat Teeth for Black Spots, Tooth Decay, and Feline Tooth Resorption

Why Does My Cat Have Black Spots on Their Teeth?

Written by Dr. Laci Schaible

Cat Resting at Home

What to Do About Your Cat’s Ingrown Nail (and When to Call the Vet)

Written by Dr. Rex Riggs

Kitten Yawning and Showing Teeth

Kitten Teeth Vs Cat Teeth: The Journey of Kitten Teething

Written by Dr. Jacqueline Brister

needlevaccinationdoginbackground

Bordetella Vaccine for Dogs: Safeguarding Your Dog from Bordetella

Written by Shannon Byers

Brown dog's paw pad and nails

How to Treat a Dog with a Broken or Ripped Off Nail

Written by Dr. Jacqueline Brister

White Fluffy Dog Eagerly Licking Peanut Butter from Spoon

Is Peanut Butter Good for Dogs? Benefits, Risks, & Safe Peanut Butter Options

Written by Dr. Kallie Sesti

1
…

Explore by category

Life stage care
Breed knowledge
Costs and coverage
Pet lifestyle
Pet care
Cat articles
Dog articles