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1 in 3 Fortune 500 companies offer pet insurance as a benefit.


Top 5 Unconventional Job Benefits To Attract And Retain Top Employees


79% of employees said they’d prefer new or additional benefits to a pay increase.


Why pet insurance?

  • Provides peace of mind for unexpected accidents & illnesses
  • Empowers pet owners to take charge of their pet’s health
  • Unique benefit to show that you value your employees
  • Pets are part of the family


Embrace's Work Perks Can Help


Payroll Deduction Option Available


Simple Setup & No Cost for Your Company



No Minimum Enrollment Requirement


10% Employee Discount on Accident & Illness Policies (Varies by State)

5 stars

“I have been so thankful I enrolled my dog in a policy with Embrace. Embrace was quick to process and pay my claim, easing the burden after many veterinary bills. Thank you!!!”

Leigh S.
Parent to Red
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5 stars

“Embrace is a very responsive and settle claims quickly with a check in the mail faster than I ever expected. And their customer service people are a wonderful asset. We are glad to be a customer.

Bill R.
Pet Parent to RoxC
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5 stars

“Their customer service has been excellent. Their response time to claims is quick and the refund checks arrive promptly. The fact that they do not have a fee schedule is a great benefit as it lets you use any vet, even if you are travelling.”

Michael F.
Pet Parent to Miss Maggie Magee
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5 stars

Really affordable rates and great coverage. Gives us the peace of mind we need. They send out reimbursement checks really quickly and make submitting claims easy. ”

Daynia M.
Pet Parent to Hank
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5 stars

“I recommend Embrace to all pet parents. They really showed their true colors when my dog needed surgery that would cost over $3,000. No haggling. They sent the check within a week of submitting receipts. That earned my business for life.”

Cristina V.
Pet Parent to Serenity
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4 Ways Embrace Stands Out from the Pet Insurance Pack

When it comes to selecting a pet health insurance company, the difference is in the details. Compare Pet Insurance 

Pet Insurance’s Only Diminishing Deductible

Embrace’s Healthy Pet Deductible reduces your annual deductible $50 each year you don’t receive a claim payment. Included on every pet insurance policy at no additional cost.


Pre-existing Conditions Evaluated Fairly

No pet insurance company covers pre-existing conditions, but Embrace distinguishes between curable and incurable pre-existing conditions, covering curable conditions after 12 months symptom and treatment free.


Wellness Rewards for Routine Care

Reimburses for preventative veterinary care, grooming, training, and more with no per-item limits.


Coverage for Exam Fees

Many pet insurance companies don’t cover the cost of the exam fee – that’s like having to pay an extra deductible for every claim. 

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Rated over 9/10 at Pet Insurance Review website

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A+ Rating from Better Business Bureau

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Over $47 Million in Claims Paid in 2018

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$2 Per Policy Donated to Pet Charities

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Copyright 2005-2019

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2016 American Modern Insurance Group, Inc.