Why Offer Pet Insurance to Employees

Offering pet insurance as a voluntary benefit is a unique way to attract and retain top talent while showing your employees that you care. When employees’ needs are being met, they are less likely to be distracted by outside stressors during the workday.1

Embrace’s policy makes it easy for your employees to get coverage on any budget by allowing them to pick the annual deductible, reimbursement percentage, and annual maximum that fits their pets’ needs.

dog looking at copy

79% of employees said they’d prefer new or additional benefits to a pay increase._

79% of employees said they’d prefer new or additional benefits to a pay increase.*

1 in 3 Fortune 500 companies offer pet insurance as a benefit.

1 in 3 Fortune 500 companies offer pet insurance as a benefit.**

Pet insurance is in the Top 5 Unconventional Job Benefits to Attract And Retain Top Employees.

Pet insurance is in the top 5 unconventional job benefits to attract and retain top employees.***

How Pet Insurance Works

Pet insurance protects your employees’ finances by reimbursing their pets’ unexpected accident and illness-related vet bills. Learn more about how pet insurance works.

A Plan Fit For Your Employees

The differences in a pet insurance plan lie in the details. Embrace’s top-rated pet insurance plan offers several purrks, including:

  • 10% employee discount2 that can be combined with additional discount opportunities 
  • No group plan. We offer one policy that can be personalized to fit every budget in your organization
  • 24/7 pet health line through PawSupport with Pet Pros who can answer questions about employees’ pet health concerns
  • Wellness Rewards3 for routine veterinary, grooming, & training costs

Embrace Makes it Simple

Adding Embrace Pet Insurance to your company’s employee benefits portfolio is easy and there’s:

checkmark-dark   No cost to you

checkmark-dark   No minimum enrollment requirement

checkmark-dark   No benefits broker required

Owner holding dog

Let’s Get Started

Ready to “embrace” pet insurance for employees?


Contact us. We’ll discuss your company’s needs and create an onboarding kit specific to your needs


We provide free digital and printed brochures, email templates, and more to promote your new benefit to employees


Your employees sign up online or by phone on their time


We direct bill your employees so there’s no work for you


Bask in the glow of knowing that you’ve empowered your employees to take charge of their pets’ health

Frequently Asked Questions

Pet insurance reimburses covered portions of unexpected accident and illness veterinary bills for conditions that are not pre-existing. It is reimbursement based, so payment is due at the time of service and your employees are reimbursed after the claim has been submitted and reviewed. Pet insurance is regulated by state and federal insurance bodies just as other insurance entities are.

Embrace is adding payroll deductions, but right now we offer direct bill to the pet parent/employee. Contact us to learn more.

There is no group plan to give your employees the flexibility to personalize their annual maximum, reimbursement percentage, and annual maximum to fit any budget.

Embrace Pet Insurance covers every unexpected accident and illness as long as it is not a pre-existing condition. This includes cancer and related treatment, breed-specific and genetic conditions, chronic conditions, diagnostic testing, and so much more.

*Glassdoor | **Fortune | ***Forbes
Entrepreneur   |   2Discount not available in FL, NY, & ND. Discount is 5% in TN.
3Wellness Rewards is not available in Rhode Island. Wellness Rewards is not insurance.

Pet health insurance is administered by Embrace Pet Insurance Agency, LLC and underwritten by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (Lic. No 2222-8), and American Southern Home Insurance Company. Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review, and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors, and are subject to change. Wellness Rewards is offered as a supplementary, non-insurance benefit administered by Embrace Pet Insurance Agency in the United States. © 2020 American Modern Insurance Group, Inc.  Wellness Rewards not available in Rhode Island.