The Best Pet Insurance Is Designed by Real Pet Parents
From the tumbleweeds of fur to late-night emergency vet visits, we’ve been there, and we’ll be there for you.
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Diminishing Deductible
Up to 90% Back
Coverage for Exam Fees
The Difference Is in the Details
You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health.
Accident & Illness
Insurance Coverage:
You go above and beyond for your pet, so we designed our coverage to do the same – in sickness and in health.
All Illnesses & Injuires
Hospitalization & Surgery
Emergency & Specialty Care
Breed-specific & Hereditary Conditions in Purebred Pets
Congenital Conditions
Chronic Conditions
Cancer Treatment
Behavioral Therapy
Diagnostic Testing
Prescription Drugs
Alternative Therapies* & Rehabilitation
*See policy terms and conditions for more.
Optional Wellness Rewards
Add-on Routine Care Plan:
Plus, our optional Wellness Rewards plan includes:
Wellness Exams
Spay or Neuter Surgery
Training
Grooming
Vaccines & Preventatives
& a lot more!
Insurance for Dogs and Puppies
From playful pups to hounds who’ve been around the block, dogs of all ages know how to test the limits of trouble. Presenting top-dog coverage that gives your favorite furball plenty of leash to play.
Insurance for Cats and Kittens
Got a master of mischief? Good news: We’re well-versed in both hairballs and harebrained schemes. With our comprehensive lifelong accident & illness plans, consider their curiosity covered – furever.
Why We Lead the Pet Insurance Pack
See how Embrace compares to the competition with our side-by-side analysis.
PawSupport – Our 24/7 Pet Health Line
Our exclusive pet health line provides real-time guidance on everything from emergency care to diet and exercise. Just another way we’re there for you.
Pet Insurance’s Best Diminishing Deductible
Wave goodbye to your deductible because each year you don't receive a claim payment, we decrease it by $50.
Fair Evaluation of Pre-existing Conditions
While no pet insurance covers pre-existing conditions, we distinguish between curable and incurable, covering curable ones after your pet is symptom-free for 12 months.
MyEmbrace: Your Policy at Your Fingertips
Access your claims information, policy details, and our pet health line PawSupport anytime, anywhere.
Submit & Track Claims
Review & Change Coverage
Contact Our Customer Care Team
Customer Stories
Jensen's Routine Surgery, Not So Routine
Rottweiler Puppy
Vet Bills: $9,781
Embrace Reimbursed: $7,225.00
Extremely sick after his routine neuter and gastropexy, Jensen unexpectedly needed emergency care over several months, causing his vet bills to balloon.
Squiggy's Unfortunate Car Accident
Cat
Vet Bills: $12,169
Embrace Reimbursed: $10,000.00
"I was very distraught when Squiggy was injured and every person I spoke to at Embrace treated me like family with kind words of encouragement and lots of help submitting my claim."
Harry's Miraculous Recovery
Labrador Retriever
Vet Bills: $12,613
Embrace Reimbursed: $9,930.62
Dr. Nicole B. always hesitated to get pet insurance because she didn't think she'd ever use it. But when she adopted a Labrador Retriever named Harry, she figured it might be worth the cost.
Rated over 9/10 at PetInsuranceReview.com
Award Winning Customer Service
Covered 93% of Claims in 2019
We Give Back Every Day
From volunteering in pet shelters to the EmbraceCLE Community Challenge, we’re all about doing good & fostering warm fuzzy feelings throughout the pet community and beyond.
$2 from Every Policy Is Donated to Charity
We Match All Employee Charitable Donations
$50,000+ Donated Last Year